199 Gregory M Sears Dr, Gilberts, IL 60136 Property Records

Kane County property record for 199 Gregory M Sears Dr, Gilberts, IL 60136

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,106 sqft · built 2002
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$304,000 (Oct 2002)
Tax Bill$9,752 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-36-103-003

Property Details

APN / Parcel Number

Primary APN02-36-103-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,106 sqft Living Area
Gross Area5,593 sqft
Basement Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces
Patio Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address199 GREGORY M SEARS DR
CityGILBERTS
StateIL
Zip60136-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER TRAILS UNIT 3 LOT 276
Legal SubdivisionTIMBER TRAILS
Legal Block1
Legal Lot Number276
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionRUTLAND
Census Block Group1
Census Block1007
Census Tract850708

Owner

199 Gregory M Sears Dr is owned and occupied by two individuals who bought it in October 2002.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address199 GREGORY M SEARS DR, GILBERTS, IL 60136-4029
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENDERFI
Mar 8, 2017Deed of Trust, Mortgage · Conventional with PMI
LENDERFI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2002 · Amount on File
Deed SaleOct 16, 2002 · Amount on File
Deed Document Number2002129977
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address199 GREGORY M SEARS DR, GILBERTS, IL 60136-4029
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051441
DateDec 29, 2025
Instrument2025K051441
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2046
Interest
Rate8.77%
Change FrequencyAnnually

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address199 GREGORY M SEARS DR, GILBERTS, IL 60136-4029
Document Number0000046629
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address199 GREGORY M SEARS DR GILBERTS IL 601364029, GILBERTS, IL 60136-4029

Mortgage

Document Number0000046629
DateSep 6, 2017
Instrument46629
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 5, 2037
Interest
Rate TypeFixed Rate
Rate4%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address199 GREGORY M SEARS DR, GILBERTS, IL 60136-4029
Document Number0000013387
Instrument DateMar 8, 2017
Transaction TypeMortgage
Record UpdatedMay 5, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address199 GREGORY M SEARS DR GILBERTS IL 601364029, GILBERTS, IL 60136-4029

Mortgage

Document Number0000013387
DateMar 15, 2017
Instrument13387
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 14, 2047
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 199 Gregory M Sears Dr was $9,752 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionRutland Township
MunicipalityGilberts Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,752.00 Homeowner's exemption Senior Citizen's exemption$147,188 (+8.43%) Land $31,785 Building $115,403$441,741 (+8.43%) Land $95,393 Building $346,348
2024$135,745 Land $29,314 Building $106,431$407,398 Land $87,977 Building $319,421
2022$8,906.00 (+3.21%) Homeowner's exemption$113,182 (+6.32%) Land $24,441 Building $88,741$339,546 (+6.32%) Land $73,323 Building $266,223
2021$8,629.00 Homeowner's exemption$106,454 Land $22,988 Building $83,466$319,362 Land $68,964 Building $250,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 Gregory M Sears Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 199 Gregory M Sears Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERTS
serves 8,366 people · EPA ID IL0890400
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Fox Valley Internet, Xfinity.

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