199 Ford Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 199 Ford Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,080 sqft · built 1890
Lot Size	83.9 acres (3,654,684 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0514221`

Property Details

APN / Parcel Number

Primary APN	`0514221`
Alternative APNs	`514221` `11648`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Heated Area
Utility Area	120 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,654,684 sqft (83.9 acres)
Porch	Slab
Porch Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	199 FORD RD
City	ELLENBORO
State	NC
Zip	28040-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1682007263790000; RES RD 1752
Jurisdiction	RUTHERFORD NC
Township / Civil Division	DUNCANS CREEK
Census Block Group	1
Census Block	1083
Census Tract	960101

Owner

199 Ford Rd is owned by a company that bought it in April 2026.

Source: Rutherford County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	199 FORD RD, ELLENBORO, NC 28040-8794
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK AND TRUST COMPANY
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Feb 24, 2026 · Amount on File
Deed Book / Page	2101 / 1901
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 3, 2026
Property Address	199 FORD RD, ELLENBORO, NC 28040-8794
Document Number	2105002315
Book / Page	2105 / 2315
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	2105002315,
Date	Aug 3, 2026
Book Page	2105/2315

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 7, 2026
Property Address	199 FORD RD, ELLENBORO, NC 28040-8794
Document Number	2101001901
Book / Page	2101 / 1901
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	199 FORD RD, ELLENBORO, NC 28040-8794

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 24, 2026
Property Address	199 FORD RD, ELLENBORO, NC 28040-8794
Document Number	0021000282
Book / Page	2100 / 282
Map Reference	MB 415 PG 528
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	675 SYLVAN ST SW, CONCORD, NC 28025-5624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 951, HENRIETTA, NC 28076-0951

Tax Assessment & Valuation

The 2025 property tax bill for 199 Ford Rd was $2,214.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00	$370,600 Land $231,200 Building $139,400	$370,600 Land $231,200 Building $139,400
2023		$370,600 Land $231,200 Building $139,400	$370,600 Land $231,200 Building $139,400
2022	$1,631.00
2021	$1,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Ford Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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