Santa Cruz County property record for 199 Flintlock Ln, Ben Lomond, CA 95005
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 3,300 sqft · built 1981 |
| Lot Size | 1.1 acres (47,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,070,000 (Apr 2025) |
| Tax Bill | $7,605 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-361-70 |
| Primary APN | 072-361-70 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 47,960 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 42 sqft |
| Patio Area | 42 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 199 FLINTLOCK LN |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9335 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | A072 36 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 072-361-70
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 09, 2022 | Intrafamily Transfer, Transfer |
| Apr 26, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Aug 28, 2019 | Loan Modification, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Dec 23, 1998 · Amount on Record |
| Deed Document Number | 20257505 |
| Prior Transfer Date | Jun 06, 2022 |
| Prior Transfer Doc | 0000017751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | AMERICAN COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024974 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-0024974 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 09, 2022 |
| Property Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Document Number | 0000017751 |
| Instrument Date | Jun 06, 2022 |
| Instrument | 2022-0017751 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI U S INC |
| Name | Verified Name |
|---|
| Document Number | 0000012560 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 2018-0012560 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025864 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 2019-0025864 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 199 FLINTLOCK LN, BEN LOMOND, CA 95005-9335 |
| Document Number | 0000025866 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 199 FLINTLOCK LN BEN LOMOND CA 950059335, BEN LOMOND, CA 95005-9335 |
| Document Number | 0000025866 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 25866 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $572,129 (+2%) Land $260,059 Building $312,070 | ||
| 2025 | $7,605.00 (+4.31%) Homeowner's exemption | $560,911 (+4.04%) Land $254,960 Building $305,951 | |
| 2023 | $7,291.00 (+2.22%) Homeowner's exemption | $539,129 Land $245,059 Building $294,070 | $1,086,390 |
| 2022 | $7,133.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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