Rowan County property record for 199 Flintlock Cir, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Apr 2023) |
| Tax Bill | $2,678 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 022-00 00 003.08 |
| Primary APN | 022-00 00 003.08 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Account Number | 11783 |
|---|---|
| Street Address | 199 FLINTLOCK CIR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-6062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT #5 PHASE I RIVER EDGE |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950302 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 199 FLINTLOCK CIR, MOREHEAD, KY 40351-6062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 24, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2011 · Amount on Record |
| Deed Document Number | 2022127 |
| Deed Book / Page | D287 / 416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 6, 2023 |
| Property Address | 199 FLINTLOCK CIR, MOREHEAD, KY 40351-6062 |
| Document Number | 00D287/416 |
| Book / Page | D287 / 416 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2022127 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 FLINTLOCK CIR, MOREHEAD, KY 40351-6062 |
| Name | Verified Name |
|---|---|
| Address | 27 DALE HOLLOW DR, MOREHEAD, KY 40351-2119 |
| Document Number | 0002022128 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2022128 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 199 FLINTLOCK CIR, MOREHEAD, KY 40351-6062 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 199 FLINTLOCK CIR, MOREHEAD, KY 40351-6062 |
| Document Number | 00A440/226 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | A440/226 |
| Instrument | 2012303 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 25, 2031 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,678.00 (+37.62%) | $320,000 (+40.04%) Land $35,000 Building $285,000 | $320,000 (+40.04%) Land $35,000 Building $285,000 |
| 2023 | $1,946.00 | $228,500 Land $32,000 Building $196,500 | $228,500 Land $32,000 Building $196,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures