199 E Rosser St, Prescott, AZ 86301 Property Records

Yavapai County property record for 199 E Rosser St, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 2002
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2025)
Tax Bill	$1,499 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-08-268`

Property Details

APN / Parcel Number

Primary APN	`105-08-268`
Alternative APNs	`1050826803` `105082683`

Interior

Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,898 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	347 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	105082683
Street Address	199 E ROSSER ST
City	PRESCOTT
State	AZ
Zip	86301-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE III(ABANDONMENT OF THE MEADOWS AT EAGLE RIDGE) LOT 32 SEC 22-14N-2W
Legal Range	02W
Legal Township	14
Legal Section	22
Legal Subdivision	EAGLE RIDGE
Legal Lot Number	32
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1000
Census Tract	406

Owner

Source: Yavapai County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	202540598
Prior Transfer Date	Oct 1, 2014
Prior Transfer Doc	20140046701
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205

Mortgage

Document Number	0000044783
Date	Jul 22, 2022
Instrument	2022-0044783

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	100 Months
Due	Nov 1, 2030

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 24, 2025
Property Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205
Document Number	0000040598
Map Reference	MB 33 PG 53-55
Instrument Date	Sep 10, 2025
Instrument	2025-0040598
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205

Mortgage

Document Number	0000040599
Date	Sep 24, 2025
Instrument	2025-0040599

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 2, 2020
Property Address	199 E ROSSER ST, PRESCOTT, AZ 86301-1205
Document Number	0000066939
Instrument Date	Oct 16, 2020
Instrument	66939
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1642 LOMA LINDA CA 923541642, LOMA LINDA, CA 92354-1642

Mortgage

Document Number	66940
Date	Nov 2, 2020
Instrument	66940

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$56,954 (+2.37%)	$569,541 (+2.37%) Land $81,334 Building $488,207
2026		$55,637 (+0.86%)	$556,367 (+0.86%) Land $88,782 Building $467,585
2025	$1,499.00 (+3.09%)	$55,165 Land $7,830 Building $47,335	$551,648 Land $78,301 Building $473,347
2024	$1,454.00 (+3.64%)
2022	$1,403.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 49% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: MTE Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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