199 E Nicodemus Rd, Westminster, MD 21157 Property Records

Carroll County property record for 199 E Nicodemus Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,624 sqft · built 1976
Lot Size	0.977 acres (42,538 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2006)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-007646`

Property Details

APN / Parcel Number

Primary APN	`04-007646`
Alternative APNs	`4007646` `007646`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,538 sqft (0.977 acres)
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	133 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007646
Street Address	199 E NICODEMUS RD
City	WESTMINSTER
State	MD
Zip	21157-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 2 - 42538 SF SW/S NICODEMUS RD SW OF BIRD HILL
Legal Subdivision	HILL
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2003
Census Tract	504202

Owner

Source: Carroll County records · APN 04-007646

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	199 E NICODEMUS RD, WESTMINSTER, MD 21157-7513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 15, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2006 · Amount on Record
Deed Sale	Oct 26, 2006 · Amount on Record
Prior Sale	Jun 16, 1992 · Amount on Record
Deed Document Number	200661551
Deed Book / Page	5038 / 272
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	199 E NICODEMUS RD, WESTMINSTER, MD 21157-7513
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111220182
Date	Sep 28, 2023
Book Page	11122/182

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	199 E NICODEMUS RD, WESTMINSTER, MD 21157-7513
Document Number	0097280334
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	199 E NICODEMUS RD WESTMINSTER MD 211577513, WESTMINSTER, MD 21157-7513

Mortgage

Document Number	0097280334
Date	Jun 22, 2020
Book Page	009728/000334

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,500 (+30.1%)	$495,900 (+16.33%) Land $179,000 Building $316,900
2025	$4,074.00 (+4.35%) Homeowner's exemption
2023	$3,904.00 Homeowner's exemption	$345,500	$426,300 Land $159,000 Building $267,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 29 locations within half a mile of this property.

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