199 E Bay Rd, Apt 12, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 199 E Bay Rd, Apt 12, Osterville, MA 02655

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,118 sqft · built 2000
Owner	2 Trust Names on Record
Last Sale	$1,400,000 (Dec 2020)
Tax Bill	$14,443 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:140 L:15700L`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:140 L:15700L`
Alternative APN	`1757`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	16 Units
Stories	2 Stories
Building Area	3,118 sqft Living Area
Gross Area	5,362 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1757
Street Address	199 E BAY RD, 12
City	OSTERVILLE
State	MA
Zip	02655-1951
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	15700L
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2008
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 350, OSTERVILLE, MA 02655-0350
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	202069012
Deed Book / Page	33544 / 197
Record Updated	Sep 20, 2026

December 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 4, 2020
Property Address	199 E BAY RD APT 12, 12, OSTERVILLE, MA 02655-1951
Document Number	33544-197
Book / Page	33544 / 197
Instrument Date	Dec 3, 2020
Instrument	69012
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 BRIDGE ST, OSTERVILLE, MA 02655-2319

Mortgage

Document Number	69013
Date	Dec 4, 2020
Instrument	69013

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,443.00 (-0.06%)	$1,785,300 (-3.52%) Building $1,785,300	$1,768,900
2024	$14,452.00 (+11.75%)	$1,850,500 (+19.34%) Building $1,850,500
2023	$12,932.00	$1,550,600 Building $1,550,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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