199 E 15th St, Holland, MI 49423 Property Records

Ottawa County property record for 199 E 15th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,211 sqft · built 1891
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2003)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-29-478-020`

Property Details

APN / Parcel Number

Primary APN	`70-16-29-478-020`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	931 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	133 ft deep x 44 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	199 E 15TH ST
City	HOLLAND
State	MI
Zip	49423-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 23 BLK 1, ASSESSOR'S PLAT #2, A RE-PLAT OF BLKS 62-69 INCL ORIGINAL PLAT CITY OF HOLLAND SEC 29 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	29
Legal Subdivision	ORIGINAL PLAT
Legal Block	1,62-69
Legal Lot Number	23
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2012
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	199 E 15TH ST, HOLLAND, MI 49423-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Apr 1, 2019	Deed of Trust, Mortgage CITY OF HOLLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2003 · Amount on Record
Deed Sale	Feb 17, 2003 · Amount on Record
Prior Sale	Feb 8, 1999
Deed Book / Page	3874 / 112
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jul 13, 2026
Property Address	199 E 15TH ST, HOLLAND, MI 49423-3639
Document Number	0000021002
Instrument Date	Jul 2, 2026
Instrument	202621002
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 E 15TH ST, HOLLAND, MI 49423-3639

Mortgage

Document Number	0000021002,
Date	Jul 13, 2026
Instrument	202621002

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	199 E 15TH ST, HOLLAND, MI 49423-3639
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190009653
Date	Apr 1, 2019
Instrument	2019-0009653

Lender

Name	CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 (+38.1%)	$206,600 (+38.1%)
2025	$1,379.00 (+15.88%)
2023		$74,800	$149,600
2022	$1,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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