199 Covington Ter, Newnan, GA 30263 Property Records

Coweta County property record for 199 Covington Ter, Newnan, GA 30263

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,970 sqft · built 2019
Lot Size	0.065 acres (2,820 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2025)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`086A-102`

Property Details

APN / Parcel Number

Primary APN	`086A-102`
Alternative APN	`268942606`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,205 sqft
1st Floor Area	836 sqft
2nd Floor Area	1,134 sqft
Basement Area	836 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,820 sqft (0.065 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	399 sqft
Porch	Open Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	268942606
Street Address	199 COVINGTON TER
City	NEWNAN
State	GA
Zip	30263-5780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	HSE/ LT 2042 MADISON PARK @ NEWNAN LAKES/POD2
Legal Subdivision	MADISON PARK AT NEWNAN LAKES
Legal Block	2
Legal Lot Number	2042
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	2
Census Block	2027
Census Tract	170307

Owner

Source: Coweta County records, as of October 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 26, 2020	Quit Claim Deed, Transfer QUANTUM NAT'L BK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK
Aug 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTERSTATE BK NA
Jan 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2017	Grant Deed, Transfer · Conventional Mortgage CHARTERBANK
Sep 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 13, 2017	Loan Modification, Mortgage · Conventional Mortgage HAMILTON ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Jun 25, 2020 · Amount on File
Deed Book / Page	5725 / 1682
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 COVINGTON TER, NEWNAN, GA 30263-5780

Mortgage

Document Number	00056540000000991
Date	Nov 17, 2023
Book Page	0000005654/0000000991

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWETA GA
Recording Date	Jun 26, 2020
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0050740678
Book / Page	005074 / 000678
Instrument Date	Jun 25, 2020
Instrument	13516
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	199 COVINGTON TER NEWNAN GA 302635780, NEWNAN, GA 30263-5780

Mortgage

Document Number	50740659
Date	Jun 26, 2020
Book Page	005074/000659
Instrument	13514

Lender

Name	QUANTUM NAT'L BK
Type	Bank
Address	SUWANEE, GA 30024

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jun 25, 2023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0050350058
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 PARKWAY 575 WOODSTOCK GA 301886421, WOODSTOCK, GA 30188-6421
Investor	Possibly a Property Investor

Mortgage

Document Number	0050350058
Date	Apr 23, 2020
Book Page	005035/000058

Lender

Name	AMERIS BK
Type	Bank
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Apr 22, 2022

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COWETA GA
Recording Date	Aug 2, 2019
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0048920153
Book / Page	004892 / 000153
Instrument Date	Aug 1, 2019
Transaction Type	Construction Loan
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 PARKWAY 575 WOODSTOCK GA 301886421, WOODSTOCK, GA 30188-6421
Investor	Possibly a Property Investor

Mortgage

Document Number	48920153
Date	Aug 2, 2019
Book Page	004892/000153

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	NORCROSS, GA 30092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2020

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COWETA GA
Recording Date	Jan 7, 2019
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0048020446
Book / Page	004802 / 000446
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	199 COVINGTON TER NEWNAN GA 30263, NEWNAN, GA 30263

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COWETA GA
Recording Date	Jul 10, 2017
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0045680379
Book / Page	004568 / 000379
Instrument Date	Jun 30, 2017
Instrument	12535
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 PARKWAY 575 WOODSTOCK GA 301886421, WOODSTOCK, GA 30188-6421
Investor	Possibly a Property Investor

Mortgage

Document Number	45680384
Date	Jul 10, 2017
Book Page	004568/000384
Instrument	12536

Lender

Name	CHARTERBANK
Type	Bank
Address	NORCROSS, GA 30092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COWETA GA
Recording Date	Sep 5, 2017
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0045940241
Book / Page	004594 / 000241
Instrument Date	Jun 30, 2017
Instrument	16406
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COWETA GA
Property Address	199 COVINGTON TER, NEWNAN, GA 30263-5780
Document Number	0044940591
Book / Page	004494 / 000591
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3005 BRECKINRIDGE BLVD #200 DULUTH GA 300964978, 200, DULUTH, GA 30096-4978

Mortgage

Document Number	0044940591
Date	Jan 30, 2017
Book Page	004494/000591
Instrument	1624

Lender

Name	HAMILTON ST BK
Type	Bank
Address	HOSCHTON, GA 30548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2018

Tax Assessment & Valuation

Source: Coweta County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Municipality	Newnan City
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+19.3%)	$142,556 (+13.48%) Land $28,000 Building $114,556	$356,390 (+13.48%) Land $70,000 Building $286,390
2023	$2,870.00	$125,623 Land $16,000 Building $109,623	$314,058 Land $40,000 Building $274,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWNAN UTILITIES serves 48,451 people · EPA ID GA0770002
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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