Schenectady County and Rotterdam Town property record for 199 Coplon Rd, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,898 sqft Living Area |
| Lot Size | 1,459,260 sqft (33.5 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $17,158.00 (2025) |
| Primary APN | 422800 37.-1-12.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,898 sqft Living Area |
| 1st Floor | 2,609 sqft 1st Floor |
| Upper Floors | 289 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 1,459,260 sqft (33.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 512 sqft Pool |
| Porch | 1 Porch |
| Porch Area | 275 sqft Porch |
| Pole Structure | 720 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 199 COPLON RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 12.001 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 37.-1-12.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 06, 2026 |
| Property Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Document Number | 0000015143 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202615143 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Document Number | 0000015143, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202615143 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Document Number | 0000047021 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 5324/387 |
| Instrument | 202347021 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12306 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 199 COPLON RD, SCHENECTADY, NY 12306-6001 |
| Document Number | 0000001521 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 199 COPLON RD ROTTERDAM NY 123066001, ROTTERDAM, NY 12306-6001 |
| Document Number | 0000001521 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 004812/000981 |
| Instrument | 1521 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,158.00 | $269,000 (-) Land $59,700 Building $209,300 | $413,800 (+16.93%) Land $91,836 Building $321,964 |
| 2023 | $269,000 Land $59,700 Building $209,300 | $353,900 Land $78,542 Building $275,358 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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