199 Conrad St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 199 Conrad St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,061 sqft · built 1953
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Mar 2020)
Tax Bill$6,304 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-0400

Property Details

APN / Parcel Number

Primary APN028-0400
Alternative APNs
  • NAUG M:49-107W2-89
  • NAUG M:028 L:0400
  • AI10 107W2 89
  • 28-0400

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,061 sqft Living Area
Gross Area2,738 sqft
1st Floor Area1,061 sqft
Basement Area1,043 sqft
Unfinished Basement1,043 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number28-0400
Street Address199 CONRAD ST
CityNAUGATUCK
StateCT
Zip06770-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Lot Number400
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group5
Census Block5012
Census Tract345400

Owner

199 Conrad St is owned and occupied by an individual who bought it in March 2020.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address199 CONRAD ST, NAUGATUCK, CT 06770-2416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
TEACHERS FEDERAL CREDIT UNION
Mar 26, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2020 · Amount on File
Deed SaleMar 26, 2020 · Amount on File
Prior SaleOct 11, 2007 · Amount on File
Deed Book / Page1044 / 286
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Recording DateAug 5, 2026
Property Address199 CONRAD ST, NAUGATUCK, CT 06770-2416
Document Number0000002416
Book / Page1187 / 418
Instrument DateJun 25, 2026
Instrument20262416
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address199 CONRAD ST, NAUGATUCK, CT 06770-2416

Mortgage

Document Number0000002416,
DateAug 5, 2026
Book Page1187/418
Instrument20262416
Lender
NameTEACHERS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2051
Interest
Max Rate-1%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateMar 26, 2020
Property Address199 CONRAD ST, NAUGATUCK, CT 06770-2416
Document Number1044-286
Book / Page1044 / 286
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1044288
DateMar 26, 2020
Instrument1044/288
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 199 Conrad St was $6,304, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,304.00 (+1.63%)$155,890 (-) Land $35,840 Building $120,050$332,719 (+204.9%)
2025$6,203.00$155,890 Land $35,840 Building $120,050$109,123 Land $25,088 Building $84,035
2024$6,203.00 (-11.08%)
2023$6,976.00 (+42.31%)$155,890 (+51.84%) Land $35,840 Building $120,050
2022$4,902.00$102,670 Land $37,990 Building $64,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Conrad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Conrad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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