199 Concho Ln, Bandera, TX 78003 Property Records

Bandera County property record for 199 Concho Ln, Bandera, TX 78003

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,680 (Mar 2025)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21000-00000-0700`

Property Details

APN / Parcel Number

Primary APN	`21000-00000-0700`
Alternative APN	`180835`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	21000-00000-0700
Street Address	199 CONCHO LN
City	BANDERA
State	TX
Zip	78003
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	HILLS OF BANDERA RANCH LT 70A 5 ACRES
Legal Subdivision	HILLS OF BANDERA RANCH
Legal Tract	21000
Legal Lot Number	70A
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	1
Census Block	1061
Census Tract	101

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 CONCHO LN, BANDERA, TX 78003
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Vendor's Lien, Transfer · Conventional Mortgage VETERANS LAND BOARD OF THE STATE OF TX
Dec 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	2025268871
Deed Book / Page	1371 / 139
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	001027/604
Record Updated	Oct 29, 2026

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Mar 21, 2025
Property Address	199 CONCHO LN, BANDERA, TX 78003
Document Number	001371/139
Book / Page	1371 / 139
Map Reference	VOL 7 PG 68
Instrument Date	Mar 6, 2025
Instrument	268871
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001371/142
Date	Mar 21, 2025
Book Page	1371/142
Instrument	268872

Lender

Name	VETERANS LAND BOARD OF THE STATE OF TX
Type	Government Agency
Address	AUSTIN, TX 78701
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Dec 1, 2022
Property Address	199 CONCHO LN, BANDERA, TX 78003
Document Number	0001296/85
Book / Page	1296 / 85
Map Reference	VOL 7 PG 67&68
Instrument Date	Nov 18, 2022
Instrument	256190
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 MEREDITH DR, SAN ANTONIO, TX 78228-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18806 DECATHALON CT, HUMBLE, TX 77346-6087

Mortgage

Document Number	0000256191
Date	Dec 1, 2022
Instrument	256191

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00 (+0.99%)	$157,500 (-) Land $157,500	$157,500 (-) Land $157,500
2024	$2,116.00 (-1.12%)
2023	$2,140.00	$157,500 Land $157,500	$157,500 Land $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	16 (1991–2016)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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