Lafayette County property record for 199 Co Rd 405, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,457 sqft · built 2023 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,600 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-01-036.03 |
| Primary APN | 181-01-036.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,457 sqft Living Area |
| 1st Floor Area | 2,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Lot Area | 435,600 sqft (10 acres) |
| Account Number | 40642 |
|---|---|
| Street Address | 199 COUNTY ROAD 405 |
| City | OXFORD |
| State | MS |
| Zip | 38655-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 SW1/4 & PT S1/2 NE1/4 NE1/4 SE1/4 E OF RD SECTION 2 |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 01 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950507 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 COUNTY ROAD 405, OXFORD, MS 38655-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Jan 19, 2021 | Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 199 COUNTY ROAD 405, OXFORD, MS 38655-8776 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 199 COUNTY ROAD 405, OXFORD, MS 38655-8776 |
| Document Number | 0020233810 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-3810 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 199 COUNTY ROAD 405, OXFORD, MS 38655-8776 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 EDGEWOOD BLVD, OXFORD, MS 38655-5629 |
| Document Number | 0020226875 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-6875 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 13, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jan 19, 2021 |
| Property Address | 199 COUNTY ROAD 405, OXFORD, MS 38655-8776 |
| Document Number | 0202100594 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 202100594 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 HIGHWAY 334, OXFORD, MS 38655-6344 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 410 CHEROKEE DR, OXFORD, MS 38655-2700 |
| Document Number | 0202100596 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 202100596 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 15, 2026 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,600.00 (+799.58%) Homeowner's exemption | $89,463 (+831.91%) | $894,630 (+1,297.86%) Land $80,000 Building $814,630 |
| 2023 | $956.00 | $9,600 | $64,000 Land $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST OXFORD WATER ASSOCIATION public/private · serves 1,544 people · EPA ID MS0360006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures