199 Calle la Mesa, Moraga, CA 94556 Property Records

Contra Costa County property record for 199 Calle la Mesa, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,009 sqft · built 1973
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Tax Bill	$12,302 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-642-001-2`

Property Details

APN / Parcel Number

Primary APN	`255-642-001-2`
Alternative APN	`255-642-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,009 sqft Living Area
1st Floor Area	2,283 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Cluster
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	199 CALLE LA MESA
City	MORAGA
State	CA
Zip	94556-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3918 LOT 45
Legal Subdivision	SUBDIVISION 3918
Legal Tract	3918
Legal Lot Number	45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	199 CALLE LA MESA, MORAGA, CA 94556-1643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2003
Transfer Doc	0000349886
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	199 CALLE LA MESA, MORAGA, CA 94556-1643
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CALLE LA MESA, MORAGA, CA 94556-1643

Mortgage

Document Number	0000157965
Date	May 28, 2021
Instrument	2021-157965

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	199 CALLE LA MESA, MORAGA, CA 94556-1643
Document Number	0000065154
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	199 CALLE LA MESA MORAGA CA 945561643, MORAGA, CA 94556-1643

Mortgage

Document Number	0000065154
Date	Apr 14, 2017
Instrument	65154

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,132 (+2%) Land $485,654 Building $485,478
2025	$12,302.00 (+5.72%) Homeowner's exemption	$952,091 (+4.04%) Land $476,132 Building $475,959
2023	$11,636.00 (+1.57%) Homeowner's exemption	$915,123 Land $457,645 Building $457,478
2022	$11,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

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