199 Clairborne Cir, Troy, VA 22974 Property Records

Louisa County property record for 199 Clairborne Cir, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,006 sqft · built 2003
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2022)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34A2 1 164`

Property Details

APN / Parcel Number

Primary APN	`34A2 1 164`
Alternative APNs	`23049` `21726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	112,820 sqft (2.59 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21726
Street Address	199 CLAIRBORNE CIR
City	TROY
State	VA
Zip	22974-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MOUNTAIN VIEW ESTATES SEC III PB 8/584 PHASE I LOT 164 DB 1860/773 2.585AC
Legal Subdivision	MOUNTAIN VIEW ESTATES
Legal Phase	1
Legal Lot Number	164
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	2
Census Block	2017
Census Tract	950301

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 CLAIRBORNE CIR, TROY, VA 22974-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	20228513
Deed Book / Page	1860 / 773
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 19, 2022
Property Address	199 CLAIRBORNE CIR, TROY, VA 22974-3262
Document Number	001860/773
Book / Page	1860 / 773
Map Reference	MB 8 PG 683
Instrument Date	Aug 8, 2022
Instrument	202200008513
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	199 CLAIRBORNE CIR, TROY, VA 22974-3262

Mortgage

Document Number	0001860776
Date	Aug 19, 2022
Instrument	1860/776

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	199 CLAIRBORNE CIR, TROY, VA 22974-3262
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001814/293
Date	Dec 21, 2021
Book Page	1814/293
Instrument	202100015182

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,700 (+4.6%) Land $86,000 Building $368,700	$454,700 (+4.6%) Land $86,000 Building $368,700
2025	$3,129.00 (+5.14%)	$434,700 (+9.99%) Land $69,900 Building $364,800	$434,700 (+9.99%) Land $69,900 Building $364,800
2024	$2,976.00 (+76.41%)
2023		$395,200 Land $55,900 Building $339,300
2022	$1,687.00		$395,200 Land $55,900 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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