199 Chippewa Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 199 Chippewa Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1952
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-0125-0022-02-8`

Property Details

APN / Parcel Number

Primary APN	`18-0125-0022-02-8`
Alternative APN	`11-18-0125-0022-02-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Raised Ranch
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	199 CHIPPEWA RD
City	BENTON HARBOR
State	MI
Zip	49022-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	COM 759'N & 577' N89DEG26'W OF SE COR OF SEC 25 T4S R19W TH N89DEG26'W 90' TH N 126.5' TH S89DEG26'E 90' TH S 126.5' TO BEG
Legal Range	19W
Legal Township	04S
Legal Section	25
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2006
Census Tract	700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	2023387272
Deed Book / Page	3410 / 1765
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 21, 2023
Property Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008
Document Number	03410/1765
Book / Page	3410 / 1765
Instrument Date	Aug 11, 2023
Instrument	2023387272
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008

Mortgage

Document Number	2023387273
Date	Aug 21, 2023
Instrument	2023387273

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 21, 2020
Property Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008
Document Number	03291/1997
Book / Page	3291 / 1997
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CHIPPEWA RD, BENTON HARBOR, MI 49022-6008

Mortgage

Document Number	0032911999
Date	Sep 21, 2020
Instrument	3291/1999

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (+67.61%)	$213,200 (+67.61%)
2025	$2,518.00 (+42.26%)
2023		$63,600 (+5.82%)	$127,200 (+5.82%)
2022	$1,770.00 (-4.74%) Homeowner's exemption	$60,100	$120,200
2021	$1,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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