199 Cherry Ave, Watertown, CT 06795 Property Records

Watertown Town property record for 199 Cherry Ave, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1994
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Nov 2022)
Tax Bill	$6,651 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more
APN	`WATE M:109B B:84 L:47B`

Property Details

APN / Parcel Number

Primary APN	`WATE M:109B B:84 L:47B`
Alternative APNs	`WTWN M:109B B:84 L:47B` `2252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	832 sqft
Basement Area	768 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2252
Street Address	199 CHERRY AVE
City	WATERTOWN
State	CT
Zip	06795-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Subdivision	ARTILLERY HL
Legal Block	84
Legal Lot Number	47B
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2000
Census Tract	360200

Owner

199 Cherry Ave is owned and occupied by an individual who bought it in November 2022.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	199 CHERRY AVE, WATERTOWN, CT 06795-2814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit ALLIED MORTGAGE & SERVICES
Nov 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Oct 16, 2009 · Amount on File
Deed Document Number	2022132275
Deed Book / Page	2269 / 61
Transfer Doc	001904-293
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	199 CHERRY AVE, WATERTOWN, CT 06795-2814
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002383-287
Date	Jan 29, 2026
Book Page	2383/287
Instrument	142593

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Nov 3, 2022
Property Address	199 CHERRY AVE, WATERTOWN, CT 06795-2814
Document Number	0002269-61
Book / Page	2269 / 61
Instrument Date	Oct 28, 2022
Instrument	132275
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132276
Date	Nov 3, 2022
Instrument	132276

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	199 CHERRY AVE, WATERTOWN, CT 06795-2814
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2118-312
Date	Jan 13, 2020
Book Page	2118/312

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 199 Cherry Ave was $6,651.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,651.00	$221,410 Land $49,700 Building $171,710	$154,987 Land $34,790 Building $120,197
2024	$6,651.00 (+30.18%)
2023	$5,109.00 (+5.49%)	$138,600 (-) Land $48,500 Building $90,100
2022	$4,843.00	$138,600 Land $48,500 Building $90,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 199 Cherry Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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