199 Cedar Hl, Sagle, ID 83860 Property Records

Bonner County property record for 199 Cedar Hl, Sagle, ID 83860

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1998
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$137,700 (Nov 2018)
Tax Bill	$1,909 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`RP003540030190A`

Property Details

APN / Parcel Number

Primary APN	`RP003540030190A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,296 sqft Finished Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Built-in
Lean-To	132 sqft
Pole Barn	330 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 CEDAR HL
City	SAGLE
State	ID
Zip	83860-8344
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	5-55N-1W PONDEROSA TERRACE EST 1ST ADD BLK 3 LOT 19 1998 MARLETTE 27 X 48 RP CPWRS
Legal Range	01W
Legal Township	55N
Legal Section	05
Legal Subdivision	PONDEROSA TERRACE
Legal Block	3
Legal Lot Number	19
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1021
Census Tract	950901

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 CEDAR HL, SAGLE, ID 83860-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Jun 14, 2016 · Amount on File
Deed Document Number	2018931698
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0000890307
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	199 CEDAR HL, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000997920
Date	Dec 22, 2021
Instrument	997920

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 30, 2018
Property Address	199 CEDAR HL, SAGLE, ID 83860
Document Number	0000931698
Map Reference	MB03 PG40
Instrument Date	Nov 16, 2018
Instrument	931698
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	215 CEDAR HL, SAGLE, ID 83860-8344

Mortgage

Document Number	0000931699
Date	Nov 30, 2018
Instrument	931699

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00	$412,706 (+3.71%) Land $97,406 Building $315,300	$412,706 (+3.71%) Land $97,406 Building $315,300
2025	$1,909.00 (+33.12%)	$397,937 (+45.14%) Land $97,406 Building $300,531	$397,937 (+45.14%) Land $97,406 Building $300,531
2023	$1,434.00	$274,174 Land $92,096 Building $182,078	$274,174 Land $92,096 Building $182,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

Cell Coverage

No cell data coverage reported

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