199 Cairo Rd, Bainbridge, GA 39819 Property Records

Decatur County property record for 199 Cairo Rd, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,255 sqft · built 1995
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Mar 2020)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00270-015-000`

Property Details

APN / Parcel Number

Primary APN	`00270-015-000`
Alternative APNs	`0027000000015000` `2034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,255 sqft Heated Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	326,700 sqft (7.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	584 sqft
Patio Area	688 sqft
Canopy	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2034
Old Parcel Number	0027000000015000
Street Address	199 CAIRO RD
City	BAINBRIDGE
State	GA
Zip	39819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	455 888 199 CAIRO RD
Jurisdiction	DECATUR GA
Township / Civil Division	FACEVILLE
Census Block Group	2
Census Block	2003
Census Tract	970700

Owner

199 Cairo Rd is owned by an individual who bought it in March 2020.

Source: Decatur County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	439 LAKESHORE DR, BAINBRIDGE, GA 39819-6240
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMERCE CREDIT UNION
Apr 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	0000455888
Deed Book / Page	455 / 888
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Mar 3, 2020
Property Address	199 CAIRO RD, BAINBRIDGE, GA 39819
Document Number	000455/888
Book / Page	455 / 888
Instrument Date	Mar 3, 2020
Instrument	2020-000159
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 LAKESHORE DR, BAINBRIDGE, GA 39819-6240

Mortgage

Document Number	0000455890
Date	Mar 3, 2020
Instrument	455/890

Lender

Name	FIRST COMMERCE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Apr 15, 2019
Property Address	199 CAIRO RD, BAINBRIDGE, GA 39819
Document Number	000442/538
Book / Page	442 / 538
Instrument Date	Apr 15, 2019
Instrument	2019-000299
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 E SHOTWELL ST, BAINBRIDGE, GA 39819-4350

Tax Assessment & Valuation

The 2025 property tax bill for 199 Cairo Rd was $3,068.

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00	$102,725 Land $30,000 Building $72,725	$256,812 Land $75,000 Building $181,812
2023	$2,673.00 (-1.8%)	$91,875 Land $30,000 Building $61,875	$229,688 Land $75,000 Building $154,688
2022	$2,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 Cairo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Oct 1994 · Heavy Rains, Tornados, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Cairo Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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