199 Braxton Ridge Rd, Amherst, VA 24521 Property Records

Amherst County property record for 199 Braxton Ridge Rd, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,366 sqft · built 1992
Lot Size	3.82 acres (166,399 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jan 2026)
Tax Bill	$2,054 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`97 1 3`

Property Details

APN / Parcel Number

Primary APN	`97 1 3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
1st Floor Area	2,282 sqft
Basement Area	1,510 sqft
Unfinished Basement	1,510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	166,399 sqft (3.82 acres)
Deck Area	448 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	199 BRAXTON RIDGE RD
City	AMHERST
State	VA
Zip	24521-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 3 FRONTS RT 759 97 1 3
Legal Lot Number	3
Jurisdiction	AMHERST VA
Township / Civil Division	1
Census Block Group	2
Census Block	2016
Census Tract	10202

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Mar 3, 2009	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Aug 29, 2014	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
May 27, 2008	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Nov 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jan 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	2026183
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0180003240
Date	Nov 29, 2018
Instrument	180003240

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210000678
Date	Feb 26, 2021
Instrument	210000678

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	173 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001133/592
Date	Mar 3, 2009
Book Page	1133/592
Instrument	000212980007

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001261/120
Date	Aug 29, 2014
Book Page	1261/120
Instrument	000543210008

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001114/318
Date	May 27, 2008
Book Page	1114/318
Instrument	000163460015

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2023

Interest

Rate	6.12%

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001246/746
Date	Nov 25, 2013
Book Page	1246/746
Instrument	000503280020

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2028

Interest

Rate	3.62%

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	AMHERST VA
Recording Date	Jan 20, 2026
Property Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013
Document Number	0260000183
Map Reference	MB 642 PG 732
Instrument Date	Jan 16, 2026
Instrument	260000183
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 BRAXTON RIDGE RD, AMHERST, VA 24521-4013

Mortgage

Document Number	0260000184
Date	Jan 20, 2026
Instrument	260000184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,054.00 (+46.61%)	$229,700 (-) Land $33,800 Building $195,900	$366,800 (+59.69%) Land $40,500 Building $326,300
2025	$1,401.00	$229,700 (-) Land $33,800 Building $195,900	$229,700 (-) Land $33,800 Building $195,900
2024	$1,401.00	$229,700 (-) Land $33,800 Building $195,900	$229,700 (-) Land $33,800 Building $195,900
2023	$1,401.00	$229,700 Land $33,800 Building $195,900	$229,700 Land $33,800 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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