199 Baker St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 199 Baker St, Keene, NH 03431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,158 sqft · built 1870
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$211,000 (May 2018)
Tax Bill$9,820 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNKEEN M:595 L:32

Property Details

APN / Parcel Number

Primary APNKEEN M:595 L:32
Alternative APN
  • 595032000000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
Gross Area4,761 sqft
1st Floor Area1,696 sqft
AtticAttic
Attic Area510 sqft
Basement Area888 sqft
Unfinished Basement888 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number595032000000000
Street Address199 BAKER ST
CityKEENE
StateNH
Zip03431-4331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal Lot Number32
JurisdictionKEENE CITY NH
Township / Civil DivisionKEENE
Census Block Group1
Census Block1050
Census Tract971403

Owner

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address199 BAKER ST, KEENE, NH 03431-4331
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2018 · Amount on Record
Deed SaleMay 2, 2018 · Amount on Record
Deed Document Number20183215
Deed Book / Page3024 / 59
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKEENE CITY NH
Property Address199 BAKER ST, KEENE, NH 03431-4331
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3146-1238
DateJan 19, 2021
Book Page3146/1238
Instrument2100640
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
MunicipalityKeene City
Unified School DistrictKeene School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,820.00 (+3.94%)$285,700 (-) Land $47,700 Building $238,000
2024$9,448.00 (+5.09%)$285,700 (+1.35%) Land $47,700 Building $238,000
2023$8,990.00 (+2.78%)$281,900 (-) Land $47,700 Building $234,200
2022$8,747.00$281,900 Land $47,700 Building $234,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims3 (2005–2021)
Most Recent ClaimJul 2021 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEENE WATER DEPT
serves 30,000 people · EPA ID NH1241010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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