Navajo County property record for 1989 Spring Creek Ln, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 1,696 sqft · built 1983 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-02-092C |
| Primary APN | 206-02-092C |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 142,006 sqft |
| Deck Area | Deck Area |
| Patio Area | 408 sqft |
| Cooling System | Refrigeration |
|---|
| Street Address | 1989 SPRING CREEK LN |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | SECTION 30,T12N,R17E:E 355.25 OF..... BEG S4 COR SECTION 30;TH S 89DG5739 W 428TPOB; TH S89DG5739 W 772;TH N16DG50E 660.42; TH N89DG5739 E 577.47;TH S0DG1752 E 632TPOB EXCEPT N 232 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 964201 |
1989 Spring Creek Ln is owner-occupied and held in a trust since August 2024.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1989 SPRING CREEK LN, OVERGAARD, AZ 85933-5375 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2024 |
| Transfer Doc | 0000011251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 1989 SPRING CREEK LN, OVERGAARD, AZ 85933-5375 |
| Document Number | 0000000343 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8590 N 95TH AVE PEORIA AZ 853457726, PEORIA, AZ 85345-7726 |
| Document Number | 0000000343 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 343 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1989 Spring Creek Ln was $1,528, up 1.6% from the year before.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $242,393 (-3.94%) Land $105,666 Building $136,727 | ||
| 2026 | $252,334 (-3.69%) Land $97,899 Building $154,435 | ||
| 2025 | $1,528.00 (+1.6%) | $26,201 Land $11,453 Building $14,748 | $262,011 Land $114,534 Building $147,477 |
| 2024 | $1,504.00 (+2.59%) | ||
| 2023 | $1,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1989 Spring Creek Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1989 Spring Creek Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: Conexon Connect, Sparklight, Verizon.
5G (outdoors only) and 4G LTE
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