Bay County property record for 1989 Schmidt Rd, Kawkawlin, MI 48631 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,826 sqft Living Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Garage | 2,068 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,784.00 (2026) |
| Primary APN | 080-022-200-005-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,826 sqft Living Area |
| 1st Floor | 2,186 sqft 1st Floor |
| Basement Area | 2,186 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 43,996 sqft (1.01 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 2,068 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1989 SCHMIDT RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 135 FT OF S 220 FT OF SE 1/4 OF NE 1/4 SEC 22 T15N R4E; ALSO W 65 FT OF S 220 FT OF SW 1/4 OF NW 1/4 SEC 23 T15N R4E; 1.01 |
| Jurisdiction | BAY MI |
| Minor Civil Division | KAWKAWLIN |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 286102 |
Source: Bay County records · APN 080-022-200-005-07
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 E PARISH RD, KAWKAWLIN, MI 48631-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Fiduciary Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 0000006045 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 01, 2026 |
| Property Address | 1989 SCHMIDT RD, KAWKAWLIN, MI 48631-9423 |
| Document Number | 0000006045 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20266045 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 E PARISH RD, KAWKAWLIN, MI 48631-9721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1989 SCHMIDT RD, KAWKAWLIN, MI 48631-9423 |
| Document Number | 0000008531 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1989 SCHMIDT RD KAWKAWLIN MI 486319423, KAWKAWLIN, MI 48631-9423 |
| Document Number | 0000008531 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 8531 |
| Name | UNITED BAY CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,784.00 (+14.17%) Homeowner's exemption | $381,300 (+32.95%) | $762,600 (+32.95%) |
| 2023 | $286,800 | $573,600 | |
| 2022 | $5,942.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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