1989 Roeder Ln, Everson, WA 98247 Property Records

Whatcom County property record for 1989 Roeder Ln, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,280 (Aug 2013)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390302-421406-0000`

Property Details

APN / Parcel Number

Primary APN	`390302-421406-0000`
Alternative APNs	`100836` `505886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2006
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	300 sqft
Patio Area	200 sqft
Storage Building	864 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	100836
Street Address	1989 ROEDER LN
City	EVERSON
State	WA
Zip	98247-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	ROEDERLAND LOT 11
Legal Range	03
Legal Township	39
Legal Section	02
Legal Subdivision	ROEDERLAND
Legal Block	3
Legal Lot Number	11
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3001
Census Tract	10701

Owner

Source: Whatcom County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1989 ROEDER LN, EVERSON, WA 98247-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CREDIT UNION
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013 · Amount on Record
Deed Sale	Aug 26, 2013 · Amount on Record
Prior Sale	Nov 4, 2003 · Amount on Record
Deed Document Number	2013803085
Prior Transfer Date	Jul 1, 2003
Prior Transfer Doc	0000707817
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Aug 17, 2026
Property Address	1989 ROEDER LN, EVERSON, WA 98247-9737
Document Number	0000001187
Instrument Date	Aug 12, 2026
Instrument	20261187
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate, 150
Address	1989 ROEDER LN, EVERSON, WA 98247-9737

Mortgage

Document Number	0000001187,
Date	Aug 17, 2026
Instrument	20261187

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1989 ROEDER LN, EVERSON, WA 98247-9737
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 ROEDER LN, EVERSON, WA 98247-9737

Mortgage

Document Number	0000201750
Date	Feb 28, 2023
Instrument	2023-0201750

Lender

Name	INDUSTRIAL CREDIT UNION
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1989 ROEDER LN, EVERSON, WA 98247-9737
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001201873
Date	Dec 13, 2021
Instrument	2021-1201873

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1989 ROEDER LN, EVERSON, WA 98247-9737
Document Number	2200201968
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1989 ROEDER LN EVERSON WA 982479737, EVERSON, WA 98247-9737

Mortgage

Document Number	2200201968
Date	Feb 20, 2020
Instrument	201968

Lender

Name	UMPQUA BK
Type	Bank
Address	VANCOUVER, WA 98660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+44.65%)	$437,188 (+39.3%) Land $231,000 Building $206,188	$437,188 (+39.3%) Land $231,000 Building $206,188
2022		$313,857 Land $131,852 Building $182,005	$313,857 Land $131,852 Building $182,005
2021	$2,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROEDERLAND WATER ASSOCIATION private · serves 150 people · EPA ID WA5373750
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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