1989 Patterson Ln, Duluth, MN 55804 Property Records

St. Louis County property record for 1989 Patterson Ln, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 2010
Square Footage2,787 sqft Gross Area
Lot Size197,648 sqft (4.53 acres)
OccupancyOwner Occupied
Last Sale$765,000 (2023)
Tax Bill$6,648.00 (2026)

Owner

Source: St. Louis County records · APN 315-0070-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1989 PATTERSON LN, DULUTH, MN 55804-3213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Warranty Deed, Transfer
ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO
Feb 04, 2022Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Dec 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU
Jul 25, 2017Deed of Trust, Mortgage · Line of Credit
TWO HARBORS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleApr 30, 2009 · Amount on Record
Deed Doc Number20231072308
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 14, 2023
Property Address1989 PATTERSON LN, DULUTH, MN 55804-3213
Document Number0001072308
Instrument DateAug 30, 2023
Instrument1072308
Transaction TypeTransfer
Record UpdatedOct 05, 2023
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

AmountAmount Recorded
Tax$2,524.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1989 PATTERSON LN, DULUTH, MN 55804-3213

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1989 PATTERSON LN, DULUTH, MN 55804-3213
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1989 PATTERSON LN, DULUTH, MN 55804-3213

Mortgage

Document Number0001053038
DateFeb 04, 2022
Instrument1053038
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 01, 2034

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1989 PATTERSON LN, DULUTH, MN 55804-3213
Document Number00T1006651
Instrument DateDec 17, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1989 PATTERSON LN DULUTH MN 558043213, DULUTH, MN 55804-3213

Mortgage

Document Number00T1006651
DateJan 03, 2019
InstrumentT1006651
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueJan 02, 2031

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1989 PATTERSON LN, DULUTH, MN 55804-3213
Document Number000T988572
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1989 PATTERSON LN DULUTH MN 558043213, DULUTH, MN 55804-3213

Mortgage

Document Number000T988572
DateAug 14, 2017
InstrumentT988572
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 13, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,648.00 (+5.86%) Homeowner's exemption
2025$6,280.00 (+29.38%) Homeowner's exemption$743,900 (+0.2%) Land $108,500 Building $635,400$743,900 (+0.2%) Land $108,500 Building $635,400
2024$742,400 (+38.69%) Land $103,900 Building $638,500$742,400 (+38.69%) Land $103,900 Building $638,500
2023$4,854.00 Homeowner's exemption
2022$535,300 Land $71,500 Building $463,800$535,300 Land $71,500 Building $463,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN315-0070-00020
Alternative APNs
  • 1154681
  • 910784

Interior

Bedrooms2 Beds
Full Baths2.75 Baths
Total Rooms2 Rooms
Building Area2,787 sqft Gross Area
1st Floor2,224 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area197,648 sqft (4.53 acres)
Garage Area676 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Porch Area440 sqft Porch
SaunaSauna
Storage Building204 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1154681
Street Address1989 PATTERSON LN
CityDULUTH
StateMN
Zip55804-3213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 1 SERIAL #
Legal SubdivisionPATTERSON TOWN OF DULUTH
Legal Block1
Legal Lot Number2
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2000
Census Tract10500

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