1989 E Concord Rd, Amelia, OH 45102 Property Records

Clermont County property record for 1989 E Concord Rd, Amelia, OH 45102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1949
Lot Size	2.14 acres (93,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Nov 2017)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-09C-227`

Property Details

APN / Parcel Number

Primary APN	`23-26-09C-227`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	432 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	93,480 sqft (2.14 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	252 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Street Address	1989 E CONCORD RD
City	AMELIA
State	OH
Zip	45102-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	41701

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1989 E CONCORD RD, AMELIA, OH 45102-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Intrafamily Transfer, Transfer · Line of Credit FLAGSTAR BANK FSB
Nov 6, 2017	Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	201725970
Last Transfer Date	Feb 11, 2022
Transfer Doc	0000020323
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Aug 8, 2022
Property Address	1989 E CONCORD RD, AMELIA, OH 45102-2229
Document Number	0000020323
Book / Page	2926 / 1351
Instrument Date	Feb 11, 2022
Instrument	202200020323
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1989 E CONCORD RD, AMELIA, OH 45102-2229

Mortgage

Document Number	0000020324
Date	Aug 8, 2022
Instrument	202200020324

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 6, 2017
Property Address	1989 E CONCORD RD, AMELIA, OH 45102-2229
Document Number	0000025970
Book / Page	002738 / 001150
Instrument Date	Oct 27, 2017
Instrument	25970
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 E CONCORD RD AMELIA OH 451022229, AMELIA, OH 45102-2229

Mortgage

Document Number	25971
Date	Nov 6, 2017
Book Page	002738/001152
Instrument	25971

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Monroe Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (-43.57%)	$44,800 (-) Land $17,920 Building $26,880
2024			$128,000 (-) Land $51,200 Building $76,800
2023	$4,005.00 (+103.4%) Homeowner's exemption	$44,800 (+30.04%) Land $17,920 Building $26,880	$128,000 (+30.08%) Land $51,200 Building $76,800
2022	$1,969.00 Homeowner's exemption	$34,450 Land $13,690 Building $20,760
2020			$98,400 Land $39,100 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TATE-MONROE WATER ASSOCIATION PWS private · serves 24,092 people · EPA ID OH1301312
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on E Concord Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures