Lorain County property record for 1989 E 37th St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1960 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $113,300 (May 2004) |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00-100-103-016 |
| Primary APN | 03-00-100-103-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 170 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 136 sqft |
| Canopy | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1989 E 37TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRES 1 62.00 X 170.00 S/L 19 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #1 |
| Legal Block | 103 |
| Legal Lot Number | 19 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 97500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1989 E 37TH ST, LORAIN, OH 44055-2605 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on Record |
| Deed Sale | May 14, 2004 · Amount on Record |
| Prior Sale | Mar 15, 1999 · Amount on Record |
| Deed Document Number | 2004002912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1989 E 37TH ST, LORAIN, OH 44055-2605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000884989 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-0884989 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 | $35,870 (+0.01%) Land $5,940 Building $29,930 | $102,480 (-) Land $16,980 Building $85,500 |
| 2024 | $1,371.00 (-16.2%) | $35,868 (+12.91%) Land $5,943 Building $29,925 | $102,480 (+12.91%) Land $16,980 Building $85,500 |
| 2023 | $1,636.00 (+0.93%) | $31,766 (-0.01%) Land $6,615 Building $25,151 | $90,760 (-) Land $18,900 Building $71,860 |
| 2022 | $1,621.00 | $31,770 Land $6,620 Building $25,150 | |
| 2021 | $90,760 Land $18,900 Building $71,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, T-Mobile.
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