1989 Commerce St, Stuart, VA 24171 Property Records

Patrick County property record for 1989 Commerce St, Stuart, VA 24171 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1970
Lot Size	43,560 sqft (1 acres)
Last Sale	$85,106 (2019)
Tax Bill	$419.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`4811.00.93`
Alternative APN	`92194`

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	92194
Street Address	1989 COMMERCE ST
City	STUART
State	VA
Zip	24171-4880
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S MAYO R I#19-134
Legal Lot Number	93
Jurisdiction	PATRICK VA
Minor Civil Division	SMITH RIVER
Census Blockgroup	1
Census Block	1015
Census Tract	30301

Owner

Source: Patrick County records · APN 4811.00.93

Assessment roll updated May 7, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11989 COMMERCE ST, STUART, VA 24171
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Doc Number	2019134
Record Refreshed	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Jan 31, 2019
Property Address	1989 COMMERCE ST, STUART, VA 24171-4880
Document Number	190000134
Instrument Date	Jan 31, 2019
Instrument	190000134
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	APPALACHIAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000135
Date	Jan 31, 2019
Instrument	190000135

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Patrick County records · Assessment roll updated May 7, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$419.00	$57,400 Land $9,600 Building $47,800	$57,400 Land $9,600 Building $47,800

Flood & Wildfire

1989 Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Patrick County (51141C), updated August 19, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.