1989 Benjamin Rd, Madison, OH 44057 Property Records

Lake County property record for 1989 Benjamin Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,512 sqft · built 1949
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,984 (2023)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-B-112-A-06-021-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-112-A-06-021-0`
Alternative APN	`B 423`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	91 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 423
Street Address	1989 BENJAMIN RD
City	MADISON
State	OH
Zip	44057-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 17 TRACT 4, LOTS 1, 2, 11 12 TRACT 2 S/L 369 & 370
Legal Subdivision	MADISON GOLF LAKELANDS
Legal Tract	2,4
Legal Lot Number	1-2,11 370
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1014
Census Tract	205701

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1989 BENJAMIN RD, MADISON, OH 44057-1870
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 19, 2003
Last Transfer Date	Feb 20, 2004
Transfer Doc	0000006968
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1989 BENJAMIN RD, MADISON, OH 44057-1870
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 BENJAMIN RD, MADISON, OH 44057-1870

Mortgage

Document Number	0000014063
Date	May 16, 2022
Instrument	2022R014063

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1989 BENJAMIN RD, MADISON, OH 44057-1870
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018075
Date	Jul 7, 2020
Instrument	2020R018075

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,984.00 (+118.79%) Homeowner's exemption Senior Citizen's exemption	$44,840 (-) Land $12,110 Building $32,730
2022	$2,278.00 Homeowner's exemption Senior Citizen's exemption	$44,840 Land $12,110 Building $32,730
2021			$128,110 Land $34,610 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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