1987 Stratton Ct, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1987 Stratton Ct, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Mar 2023)
Tax Bill	$2,719 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04099C0038.000000`

Property Details

APN / Parcel Number

Primary APN	`04099C0038.000000`
Alternative APNs	`5612 03 2778` `161778` `26125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	919 sqft
Upper Floors Area	1,131 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	148 ft deep x 35 ft wide
Garage Type	Finished
Garage Area	494 sqft
Driveway	Concrete Driveway
Driveway Area	875 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	161778
Street Address	1987 STRATTON CT
City	KANNAPOLIS
State	NC
Zip	28081-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 38 STONEWYCK
Legal Subdivision	STONEWYCK
Legal Lot Number	38
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	4
Census Block	4018
Census Tract	41100

Owner

1987 Stratton Ct is owned and occupied by an individual who bought it in March 2023.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2023	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Feb 11, 1994 · Amount on File
Deed Document Number	20234587
Deed Book / Page	16403 / 239
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434

Mortgage

Document Number	0016681166
Date	Oct 13, 2023
Book Page	16681/166

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 10, 2023
Property Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434
Document Number	0016403239
Book / Page	16403 / 239
Map Reference	MB 25 PG 40
Instrument Date	Mar 2, 2023
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 MCCACHERN BLVD SE, CONCORD, NC 28025-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434

Mortgage

Document Number	0016403243
Date	Mar 10, 2023
Book Page	16403/243

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1437852
Date	Jul 31, 2020
Book Page	14378/52

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1987 STRATTON CT, KANNAPOLIS, NC 28081-9434
Document Number	13856237
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1987 STRATTON CT KANNAPOLIS NC 280819434, KANNAPOLIS, NC 28081-9434

Mortgage

Document Number	13856237
Date	Nov 22, 2019
Book Page	013856/000237
Instrument	32640

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2029

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,400 Land $70,000 Building $299,400
2024			$369,400 (+86.11%) Land $70,000 Building $299,400
2023	$2,719.00	$198,490 Land $40,000 Building $158,490	$198,490 Land $40,000 Building $158,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1987 Stratton Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1987 Stratton Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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