1987 Shell Rd, Hendersonville, TN 37075 Property Records

Sumner County property record for 1987 Shell Rd, Hendersonville, TN 37075

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,817 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Jan 2013)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083117 09200`

Property Details

APN / Parcel Number

Primary APN	`083117 09200`
Alternative APN	`117 09200`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,817 sqft Living Area
Gross Area	3,611 sqft
1st Floor Area	1,505 sqft
Upper Floors Area	2,186 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	404 ft deep x 136 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	699 sqft
Driveway	Driveway
Driveway Area	1,792 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1987 SHELL RD
City	HENDERSONVILLE
State	TN
Zip	37075-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PLAT: 21 PAGE: 264 BLOCK: LOT: 11 SUBD: GARRETT SUB SEC 3
Legal Subdivision	GARRETT SUB SEC 3
Legal Lot Number	11
Jurisdiction	SUMNER TN
Township / Civil Division	12
Census Block Group	1
Census Block	1009
Census Tract	21005

Owner

1987 Shell Rd is owned and occupied by two individuals who bought it in January 2013.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1987 SHELL RD, HENDERSONVILLE, TN 37075-8418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2013 · Amount on File
Deed Sale	Jan 3, 2013 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	20131036256
Deed Book / Page	3700 / 535
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	0028430873
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1987 SHELL RD, HENDERSONVILLE, TN 37075-8418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053780001
Date	Oct 20, 2020
Book Page	5378/1
Instrument	1333745

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	297 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1987 Shell Rd was $1,938.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00	$136,400 Land $21,250 Building $115,150
2024			$545,600 Land $85,000 Building $460,600
2023	$2,075.00 (-0.43%)	$92,150 (-) Land $22,050 Building $70,100
2022	$2,084.00	$92,150 Land $22,050 Building $70,100
2021			$368,600 Land $88,200 Building $280,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1987 Shell Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Sep 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1987 Shell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20