1987 Nichols Rd, El Centro, CA 92243 Property Records

Imperial County property record for 1987 Nichols Rd, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,130 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jul 2017)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-580-060-000`

Property Details

APN / Parcel Number

Primary APN	`052-580-060-000`
Alternative APNs	`0525806001` `05258060`

Interior

Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1987 NICHOLS RD
City	EL CENTRO
State	CA
Zip	92243-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 PM 1993 OF TR 227 1AC 15/16-13
Legal Subdivision	M 1993
Legal Tract	227
Legal Block	2
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2069
Census Tract	11100

Owner

Source: Imperial County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 31, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201717273
Prior Transfer Date	Jul 25, 2010
Prior Transfer Doc	0000025228
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Sep 17, 2026
Property Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545
Document Number	0000014697
Instrument Date	Sep 11, 2026
Instrument	202614697
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545

Mortgage

Document Number	0000014697,
Date	Sep 17, 2026
Instrument	202614697

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545

Mortgage

Document Number	0000008882
Date	Apr 18, 2022
Instrument	2022008882

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 31, 2017
Property Address	1987 NICHOLS RD, EL CENTRO, CA 92243-9545
Document Number	0000017273
Instrument Date	Jul 14, 2017
Instrument	17273
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$71.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	866 PALMVIEW AVE EL CENTRO CA 922439146, EL CENTRO, CA 92243-9146

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,380 (+6.12%) Land $75,435 Building $369,945
2025	$4,863.00 (+4.81%)
2023	$4,640.00 (+2.43%)	$419,694 Land $71,085 Building $348,609
2022	$4,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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