1987 Hwy 46, Cedarbluff, MS 39741 Property Records

Clay County property record for 1987 Hwy 46, Cedarbluff, MS 39741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,437 sqft · built 1979
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesSep 2017 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN079 09 0060100

Property Details

APN / Parcel Number

Primary APN079 09 0060100

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,437 sqft Finished Area
1st Floor Area1,296 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area130,680 sqft (3 acres)
Patio Area144 sqft
Utility Building96 sqft

Location & Zoning

Street Address1987 HIGHWAY 46
CityCEDARBLUFF
StateMS
Zip39741-9189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 09 T 17 R 05 3 AC ON W SIDE NW 1/4 NW 1/4 DB 295/606
Legal Range05E
Legal Township17
Legal Section09
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group2
Census Block2020
Census Tract950100

Owner

Source: Clay County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1987 HIGHWAY 46, CEDARBLUFF, MS 39741-9189
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Deed of Trust, Mortgage
FIRSTBANK
Sep 7, 2017Deed of Trust, Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 25, 2017
Transfer Doc295/606
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address1987 HIGHWAY 46, CEDARBLUFF, MS 39741-9189
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number497/185
DateSep 7, 2017
Book Page497/185
Instrument2017005223
Lender
NameFIRSTBANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address1987 HIGHWAY 46, CEDARBLUFF, MS 39741-9189
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number497/203
DateSep 7, 2017
Book Page497/203
Instrument2017005224
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MS
Recording DateSep 7, 2017
Property Address1987 HIGHWAY 46, CEDARBLUFF, MS 39741-9189
Document Number295/606
Book / Page295 / 606
Instrument DateAug 25, 2017
Instrument2017005222
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1987 HIGHWAY 46, 1987, CEDARBLUFF, MS 39741-9189

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1987 HIGHWAY 46, CEDARBLUFF, MS 39741-9189

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,980 (-) Land $1,340 Building $5,640$69,802 (-) Land $13,400 Building $56,402
2023Additional exemption filed$6,980 Land $1,340 Building $5,640$69,802 Land $13,400 Building $56,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

Nearby Properties on Hwy 46

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