Montgomery County property record for 1987 Halford Ct, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,566 sqft · built 1959 |
| Lot Size | 0.323 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Jun 2006) |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02211-0011 |
| Primary APN | N64-02211-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,939 sqft (0.323 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 400 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1987 HALFORD CT |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 113 KETTERING HTS |
| Legal Subdivision | KETTERING HTS |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21700 |
Source: Montgomery County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 25, 2026 | Affidavit, Transfer |
| Jun 18, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2006 · Amount on Record |
| Deed Sale | Jun 7, 2006 · Amount on Record |
| Prior Sale | May 15, 2002 · Amount on Record |
| Deed Document Number | 200651648 |
| Last Transfer Date | Aug 29, 2008 |
| Transfer Doc | 0000066636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000058072 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-00058072 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000002408 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-00002408 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 256 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000040558 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 2024-00040558 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 225 Months |
| Due | May 1, 2043 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000037672 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202637672 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 18, 2026 |
| Property Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000036556 |
| Instrument Date | May 21, 2026 |
| Instrument | 202636556 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1987 HALFORD CT, DAYTON, OH 45440-1810 |
| Document Number | 0000036557, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202636557 |
| Name | TOP FLITE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,939.00 | $71,950 (-) Land $15,480 Building $56,470 | $205,570 (-) Land $44,220 Building $161,350 |
| 2024 | $3,939.00 (+1.16%) | ||
| 2023 | $3,894.00 (+10.75%) | $71,950 (+34.34%) Land $15,480 Building $56,470 | $205,570 (+34.32%) Land $44,220 Building $161,350 |
| 2022 | $3,516.00 | $53,560 Land $11,550 Building $42,010 | |
| 2020 | $153,040 Land $33,000 Building $120,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2005–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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