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1987 Circle Dr, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1987 Circle Dr, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property TypeCondominium
Details4 bd · 2 ba · 1,644 sqft · built 1988
Lot Size0.037 acres (1,644 sqft)
OwnerIndividual Name on File
Last Sale$531,500 (Dec 2018)
Tax Bill$5,123 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-181-014

Property Details

APN / Parcel Number

Primary APN064-181-014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,644 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Construction TypeWood
Lot Area1,644 sqft (0.037 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1987 CIRCLE DR
CityCAYUCOS
StateCA
Zip93430-1463
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPM 45-6 U A & PTN PAR 1
Legal SubdivisionUNIT A
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3009
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-181-014

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1987 CIRCLE DR, CAYUCOS, CA 93430-1463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
SESLOC FCU
Dec 21, 2018Grant Deed, Transfer · Conventional Mortgage
SESLOC FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Prior SaleSep 06, 2005
Deed Document Number2018052251
Record UpdatedJun 07, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1987 CIRCLE DR, CAYUCOS, CA 93430-1463
Transaction TypeMortgage
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1987 CIRCLE DR, CAYUCOS, CA 93430-1463

Mortgage

Document Number0000043481
DateJun 17, 2021
Instrument2021043481
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 21, 2018
Property Address1987 CIRCLE DR, CAYUCOS, CA 93430-1463
Document Number0000052251
Map ReferenceMB 3296 PG 392
Instrument DateNov 16, 2018
Instrument2018052251
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1987 CIRCLE DR, CAYUCOS, CA 93430-1463

Mortgage

Document Number0000052252
DateDec 21, 2018
Instrument2018052252
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,123.00 (+1.99%)$482,167 (+4.04%) Land $256,152 Building $226,015
2023$5,023.00 (+1.74%)$463,446 Land $246,206 Building $217,240
2022$4,937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire LikelihoodAbout 1 in 249 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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