Haywood County property record for 1987 Chambers Mountain Rd, Clyde, NC 28721
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 7.38 acres (321,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Sep 2025) |
| Tax Bill | $257 (2025) |
| Deeds & Mortgages | Nov 2025 Construction Loan Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8638-71-1276 |
| Primary APN | 8638-71-1276 |
|---|---|
| Alternative APNs |
|
| Lot Area | 321,821 sqft (7.38 acres) |
|---|---|
| Terrain | Wooded |
| Sewer | Septic |
|---|
| Account Number | 289639 |
|---|---|
| Street Address | 2086 CHAMBERS MOUNTAIN RD |
| City | CLYDE |
| State | NC |
| Zip | 28721 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 1987 CHAMBERS MOUNTAIN RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 920501 |
1987 Chambers Mountain Rd, residential vacant land, is owned by two individuals who bought it in September 2025.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 ASPEN PL, WAYNESVILLE, NC 28785-8370 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Construction Mortgage WNC COMMUNITY CREDIT UNION |
| Sep 22, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Feb 21, 2014 · Amount on File |
| Deed Document Number | 20257969 |
| Deed Book / Page | 1136 / 2129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 1987 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721-7585 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 24 ASPEN PL, WAYNESVILLE, NC 28785-8370 |
| Document Number | 0011411344 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 1141/1344 |
| Instrument | 2025010158 |
| Name | WNC COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Nov 24, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 22, 2025 |
| Property Address | 2086 CHAMBERS MOUNTAIN RD, CLYDE, NC 28721 |
| Document Number | 0011362129 |
| Book / Page | 1136 / 2129 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025007969 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 HIDEAWAY CREEK RD, CLYDE, NC 28721-8690 |
| Name | Verified Name |
|---|---|
| Address | 24 ASPEN PL, WAYNESVILLE, NC 28785-8370 |
The 2025 property tax bill for 1987 Chambers Mountain Rd was $257, up 1.6% from the year before.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,600 (-) Land $39,600 | ||
| 2025 | $257.00 (+1.58%) | $39,600 Land $39,600 | $39,600 Land $39,600 |
| 2024 | $253.00 | ||
| 2023 | $39,600 Land $39,600 | ||
| 2022 | $247.00 | ||
| 2021 | $39,600 Land $39,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1987 Chambers Mountain Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1987 Chambers Mountain Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber · Fixed Wireless | 1,000 / 1,000 |
May also be available: T-Mobile.
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