1987 5th St, Atwater, CA 95301 Property Records

Merced County property record for 1987 5th St, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1952
Lot Size0.192 acres (8,351 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (May 2022)
Tax Bill$3,400 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002-075-003-000

Property Details

APN / Parcel Number

Primary APN002-075-003-000
Alternative APN
  • 002-075-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
Gross Area1,452 sqft
1st Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1962
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,351 sqft (0.192 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number002-075-003
Street Address1987 5TH ST
CityATWATER
StateCA
Zip95301-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionCOOK ADD LOT 30 & POR 29
Legal SubdivisionCOOK ADD
Legal Lot Number30
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1031
Census Tract602

Owner

1987 5th St is owned and occupied by an individual who bought it in May 2022.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1987 5TH ST, ATWATER, CA 95301-3623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 22, 2017Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2022 · Amount on File
Deed SaleMay 4, 2022 · Amount on File
Prior SaleDec 22, 2017 · Amount on File
Deed Document Number202217778
Prior Transfer DateFeb 21, 2008
Prior Transfer Doc0000016246
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 4, 2022
Property Address1987 5TH ST, ATWATER, CA 95301-3623
Document Number0000017778
Map ReferenceMB 12 PG 18
Instrument DateApr 20, 2022
Instrument2022017778
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1987 5TH ST, ATWATER, CA 95301-3623

Mortgage

Document Number0000017779
DateMay 4, 2022
Instrument2022017779
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateDec 22, 2017
Property Address1987 5TH ST, ATWATER, CA 95301-3623
Document Number0000043611
Map ReferenceMB 12 PG 18
Instrument DateDec 8, 2017
Instrument2017-043611
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 CARON WAY, ATWATER, CA 95301-4783

Mortgage

Document Number0000043612
DateDec 22, 2017
Instrument2017-043612
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1987 5th St was $3,400.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$320,000 (+1.91%) Land $120,000 Building $200,000
2025$3,400.00$314,000 Land $100,000 Building $214,000
2023$3,601.00 (+64.73%)$336,600 Land $86,700 Building $249,900
2022$2,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1987 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1987 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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