19862 Cyprus St, Bend, OR 97702 Property Records

Deschutes County property record for 19862 Cyprus St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1978
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$582,000 (Oct 2021)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181218 AB 04200`

Property Details

APN / Parcel Number

Primary APN	`181218 AB 04200`
Alternative APNs	`R1001181218AB04200` `121491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Foundation Type	Concrete
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	434 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	121491
Old Parcel Number	R1001181218AB04200
Street Address	19862 CYPRUS ST
City	BEND
State	OR
Zip	97702-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 BLK:3 SUBD:LARKWOOD ESTATES SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 12 MAP REF:181218-AB
Legal Range	12E
Legal Township	18S
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	LARKWOOD ESTATES
Legal Block	3
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2019
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19862 CYPRUS ST, BEND, OR 97702-2578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE CASCADES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jun 11, 2007
Deed Document Number	2021-60794
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 28, 2021
Property Address	19862 CYPRUS ST, BEND, OR 97702-2578
Document Number	0000060794
Map Reference	CAB B PG 247
Instrument Date	Oct 26, 2021
Instrument	2021-60794
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	19862 CYPRUS ST, BEND, OR 97702-2578

Mortgage

Document Number	0000060795
Date	Oct 28, 2021
Instrument	2021-60795

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19862 CYPRUS ST, BEND, OR 97702-2578
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052697
Date	Oct 7, 2020
Instrument	2020-52697

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19862 CYPRUS ST, BEND, OR 97702-2578
Document Number	0000020493
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19862 CYPRUS ST BEND OR 977022578, BEND, OR 97702-2578

Mortgage

Document Number	0000020493
Date	May 30, 2017
Instrument	20493

Lender

Name	BANK OF THE CASCADES
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00 (+3.96%)	$222,250 (+3%)	$647,470 (+8.79%) Land $207,780 Building $439,690
2024	$3,612.00 (+7.85%)	$215,780 (+3%)	$595,150 (-) Land $176,400 Building $418,750
2023	$3,349.00	$209,500	$595,150 Land $176,400 Building $418,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T.

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