19860 N Fork Dr, Porter, TX 77365 Property Records

Montgomery County property record for 19860 N Fork Dr, Porter, TX 77365

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,186 sqft · built 1974
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7412-90-10100`

Property Details

APN / Parcel Number

Primary APN	`7412-90-10100`
Alternative APN	`R125610`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	2,066 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
View / Lot	Primary
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	100 sqft
Patio Area	80 sqft
Storage Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19860 N FORK DR
City	PORTER
State	TX
Zip	77365-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S741290 - NORTH COUNTRY 02, LOT 101, 102
Legal Subdivision	NORTH COUNTRY 02
Legal Lot Number	101,102
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	5
Census Block	5010
Census Tract	692202

Owner

19860 N Fork Dr is owned and occupied by an individual who bought it in September 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	19860 N FORK DR, PORTER, TX 77365-3050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SERVICE CU
Sep 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Sep 9, 2005 · Amount on File
Deed Document Number	2021129122
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000129122
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	19860 N FORK DR, PORTER, TX 77365-3050
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144392
Date	Dec 9, 2022
Instrument	2022144392

Lender

Name	FIRST SERVICE CU
Type	Credit Union
Address	HOUSTON, TX 77084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	168 Months
Due	Dec 1, 2036

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 16, 2021
Property Address	19860 N FORK DR, PORTER, TX 77365-3050
Document Number	0000129122
Instrument Date	Sep 15, 2021
Instrument	2021129122
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19860 N FORK DR, PORTER, TX 77365-3050

Mortgage

Document Number	0000129123
Date	Sep 16, 2021
Instrument	2021129123

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19860 N Fork Dr was $2,321 with a homeowner's exemption, down 27.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,148 (+1%)	$290,000 (+18.08%) Land $12,023 Building $277,977
2025	$2,321.00 (-27.94%) Homeowner's exemption	$245,589 (-12.18%) Land $12,023 Building $233,566	$245,589 (-12.18%) Land $12,023 Building $233,566
2024	$3,221.00 (-7.5%) Homeowner's exemption	$279,659 (-5.84%) Land $12,023 Building $267,636	$279,659 (-14.95%) Land $12,023 Building $267,636
2023	$3,482.00 Homeowner's exemption	$297,000 Land $12,040 Building $316,780	$328,820 Land $12,040 Building $316,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19860 N Fork Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	14 (2019–2024)
Claims Outside the SFHA	1 of 14
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19860 N Fork Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTER SPECIAL UTILITY DISTRICT serves 26,388 people · EPA ID TX1700068
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Fork Dr

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