19860 Foard Rd, Middletown, CA 95461 Property Records

Lake County property record for 19860 Foard Rd, Middletown, CA 95461

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$2,800,000 (Jun 2003)
Tax Bill	$223 (2026)
Deeds & Mortgages	Dec 2019 Loan Modification Apr 2019 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`050-481-120-000`

Property Details

APN / Parcel Number

Primary APN	`050-481-120-000`
Alternative APN	`050-481-12`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Old Parcel Number	050-481-12
Street Address	19860 FOARD RD
City	MIDDLETOWN
State	CA
Zip	95461-9689
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RL
Legal Subdivision	ANDERSON SPGS ANX 01
Legal Block	5
Jurisdiction	LAKE CA
Township / Civil Division	MIDDLETOWN
Census Block Group	5
Census Block	5035
Census Tract	1302

Owner

19860 Foard Rd, residential vacant land, is held in a trust since June 2003.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	651 NORTHERN AVE, MILL VALLEY, CA 94941-3990
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Loan Modification, Mortgage MUFG UNION BK NA
Apr 9, 2019	Loan Modification, Mortgage · Line of Credit MUFG UNION BK NA
May 22, 2018	Grant Deed, Mortgage · Line of Credit MUFG UNION BK NA
Dec 19, 2017	Loan Modification, Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2003 · Amount on File
Deed Sale	Jun 3, 2003 · Amount on File
Deed Document Number	200315696
Prior Transfer Date	May 29, 2003
Prior Transfer Doc	0000015700
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Property Address	19860 FOARD RD, MIDDLETOWN, CA 95461-9689
Document Number	0000017018
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 TEXAS ST #1000 HOUSTON TX 770022743, 1000, HOUSTON, TX 77002-2743

Mortgage

Document Number	0000017018
Date	Dec 30, 2019
Instrument	17018

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	350 CALIFORNIA ST # 11TH, SAN FRANCISCO, CA 94104-1402

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 29, 2029

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Recording Date	Apr 9, 2019
Property Address	19860 FOARD RD, MIDDLETOWN, CA 95461-9689
Instrument Date	Apr 5, 2019
Instrument	4203
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 TEXAS ST #1000 HOUSTON TX 770022743, 1000, HOUSTON, TX 77002-2743

Mortgage

Document Number	0000004203
Date	Apr 9, 2019
Instrument	4203

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	350 CALIFORNIA ST # 11TH, SAN FRANCISCO, CA 94104-1402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 22, 2018
Property Address	19860 FOARD RD, MIDDLETOWN, CA 95461-9689
Instrument Date	May 18, 2018
Instrument	6460
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	PACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 TEXAS ST #1000 HOUSTON TX 770022743, 1000, HOUSTON, TX 77002-2743

Mortgage

Document Number	0000006460
Date	May 22, 2018
Instrument	6460

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	350 CALIFORNIA ST 11 TH FL, SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE CA
Recording Date	Dec 19, 2017
Property Address	19860 FOARD RD, MIDDLETOWN, CA 95461-9689
Instrument Date	Dec 15, 2017
Instrument	16725
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	SPL EXPRESS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	717 TEXAS ST #1000 HOUSTON TX 770022743, 1000, HOUSTON, TX 77002-2743

Mortgage

Document Number	0000016725
Date	Dec 19, 2017
Instrument	16725

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	350 CALIFORNIA ST # 11TH, SAN FRANCISCO, CA 94104-1402

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19860 Foard Rd was $223, up 2.8% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$223.00 (+2.76%)	$1,257 (+1.95%) Land $1,257
2025	$217.00	$1,233 Land $1,233
2023	$204.00 (+5.7%)	$1,186 Land $1,186
2022	$193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19860 Foard Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19860 Foard Rd is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON SPRINGS CSD serves 373 people · EPA ID CA1700502
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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