1986 Windbrook Dr SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1986 Windbrook Dr SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,166 sqft · built 2003
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Dec 2025)
Tax Bill	$5,594 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-20-RP-*-57`

Property Details

APN / Parcel Number

Primary APN	`29-37-20-RP-*-57`
Alternative APNs	`29-37-20-RP-00000.0-0057.00` `2960890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	2,166 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 82 ft wide
View / Lot	Conservation / Protected Area
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	330 sqft
Deck Area	1,226 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2960890
Street Address	1986 WINDBROOK DR SE
City	PALM BAY
State	FL
Zip	32909-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUMMERFIELD AT BAYSIDE LAKES, PHASE 1 LOT 57
Legal Range	37E
Legal Township	29S
Legal Section	20
Legal Subdivision	SUMMERFIELD AT BAYSIDE LAKES, PHASE 1
Legal Phase	1
Legal Lot Number	57
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	71346

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2045 FLASHY LN, MALABAR, FL 32950-3101
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · VA Mortgage TRUIST BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 6, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2017	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	2025251937
Deed Book / Page	10505 / 987
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 17, 2025
Property Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807
Document Number	0105050987
Book / Page	10505 / 987
Map Reference	MB 45 PG 18-20
Instrument Date	Dec 15, 2025
Instrument	2025251937
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 FLASHY LN, MALABAR, FL 32950-3101

Mortgage

Document Number	0010505989
Date	Dec 17, 2025
Instrument	10505/989

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807

Mortgage

Document Number	0089402819
Date	Dec 4, 2020
Book Page	8940/2819
Instrument	2020271677

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 6, 2018
Property Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807
Document Number	0083022849
Book / Page	008302 / 002849
Instrument Date	Nov 5, 2018
Instrument	248429
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Amount	Amount on Record
Tax	$805.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 WINFBROOK DR SE PALM BAY FL 32909, PALM BAY, FL 32909

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 18, 2017
Property Address	1986 WINDBROOK DR SE, PALM BAY, FL 32909-6807
Document Number	0079392803
Book / Page	007939 / 002803
Instrument Date	Jul 13, 2017
Instrument	149998
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 WINDBROOK DR SE PALM BAY FL 329096807, PALM BAY, FL 32909-6807

Mortgage

Document Number	79392804
Date	Jul 18, 2017
Book Page	007939/002804
Instrument	149999

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	761 OLD HICKORY BLVD # 400, BRENTWOOD, TN 37027-4519

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,080 (-23.96%)	$415,520 (-1.51%)
2025	$5,594.00 (+60.47%) Homeowner's exemption	$345,970 (+53.78%)	$421,900 (+11.12%) Land $44,000 Building $377,900
2023	$3,486.00 (+3.5%) Homeowner's exemption	$224,980 (+3%)	$379,690 (+18.48%) Land $44,000 Building $335,690
2022	$3,368.00 Homeowner's exemption	$218,430	$320,480 Land $44,000 Building $276,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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