Monroe County property record for 1986 S Bernard Dr, Bloomington, IN 47403 · Last verified June 2026
| Property Type | Commercial > Retail > Charitable Organization, Fraternal |
|---|---|
| Lot Size | 4,792 sqft (0.11 acres) |
| Primary APN | 015-10185-10 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,792 sqft (0.11 acres) |
|---|
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Account Number | 015-10185-10 |
|---|---|
| Street Address | 1986 S BERNARD DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-3029 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Charitable Organization, Fraternal |
| Legal Description | 015-10185-10 OSAGE PLACE LOT 10 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IN |
| Minor Civil Division | PERRY |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 402 |
Source: Monroe County records · APN 015-10185-10
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408-3532 |
| Owner Type | Owner is a Company |
| Vesting | Government |
| Date | Document |
|---|---|
| Nov 20, 2024 | Deed of Trust, Mortgage CITY OF BLOOMINGTON, INDIANA |
| Nov 07, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage HABITAT FOR HUMANITY OF MONROE COUNTY |
| Nov 07, 2025 | Warranty Deed, Transfer · Stand Alone Second Mortgage HABITAT FOR HUMANITY OF MONROE COUN |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1986 S BERNARD DR, BLOOMINGTON, IN 47403-3029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024012533 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 2024012533 |
| Name | CITY OF BLOOMINGTON, INDIANA |
|---|---|
| Type | Private Party |
| Address | PO BOX 100, BLOOMINGTON, IN 47402 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1986 S BERNARD DR, BLOOMINGTON, IN 47403-3029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025012671 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 2025012671 |
| Name | HABITAT FOR HUMANITY OF MONROE COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Address | 213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 07, 2025 |
| Property Address | 1986 S BERNARD DR, BLOOMINGTON, IN 47403-3029 |
| Document Number | 2025012669 |
| Map Reference | DOC 2022007569 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 2025012669 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1986 S BERNATD DR, BLOOMINGTON, IN 47403-3029 |
| Document Number | 2025012670 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 2025012670 |
| Name | HABITAT FOR HUMANITY OF MONROE COUN |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Number | 2025012703 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025012703 |
| Name | DEPARTMENT OF HOUSING AND NEIGHBORHOOD D |
|---|---|
| Type | Non-Lending Institution |
| Address | 401 N MORTON ST, BLOOMINGTON, IN 47404 |
| Amount | Amount Recorded |
|---|
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $55,000 (-) Land $55,000 | $55,000 (-) Land $55,000 |
| 2024 | Additional exemption filed | $55,000 Land $55,000 | $55,000 Land $55,000 |
1986 S Bernard Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (18105C), updated September 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 36th in Indiana |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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