1986 Ratner Cir, El Paso, TX 79936 Property Records

El Paso County property record for 1986 Ratner Cir, El Paso, TX 79936

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,926 sqft · built 1977
Lot Size0.208 acres (9,058 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Feb 2003)
Tax Bill$4,565 (2025)
Deeds & MortgagesOct 2021 Mortgage
APNV893-999-2050-1500

Property Details

APN / Parcel Number

Primary APNV893-999-2050-1500
Alternative APNs
  • 000000096148
  • 96148

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,363 sqft
1st Floor Area1,926 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Roof TypeGable
Roof MaterialBuilt-Up Asphalt
Lot Area9,058 sqft (0.208 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1986 RATNER CIR
CityEL PASO
StateTX
Zip79936-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description205 VISTA DEL SOL #35 LOT 8
Legal SubdivisionVISTA DEL SOL #35
Legal Block3
Legal Lot Number8
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO
Census Block Group3
Census Block3020
Census Tract10316

Owner

1986 Ratner Cir is owned and occupied by an individual who bought it in February 2003.

Source: El Paso County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address1986 RATNER CIR, EL PASO, TX 79936-3526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2003 · Amount on File
Deed SaleFeb 28, 2003 · Amount on File
Deed Document Number200318000
Prior Transfer DateFeb 27, 2003
Prior Transfer Doc0000018000
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO TX
Property Address1986 RATNER CIR, EL PASO, TX 79936-3526
Transaction TypeMortgage
Record UpdatedNov 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095815
DateOct 1, 2021
Instrument20210095815
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
AddressKILLEEN, TX 76542
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1986 Ratner Cir was $4,565 with a homeowner's exemption, up 4.4% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictYsleta Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,483 (-) Land $43,207 Building $211,276$254,483 (-) Land $43,207 Building $211,276
2025$4,565.00 (+4.44%) Homeowner's exemption$254,483 Land $43,207 Building $211,276$254,483 Land $43,207 Building $211,276
2024$4,371.00 (+6.87%)
2023$4,090.00 (-10.33%) Homeowner's exemption$228,370 Land $27,658 Building $200,712$228,370 Land $27,658 Building $200,712
2022$4,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1986 Ratner Cir; there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2001–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1986 Ratner Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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