1986 Pebble Beach Dr, Merced, CA 95340 Property Records

Merced County property record for 1986 Pebble Beach Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1993
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-303-005-000`

Property Details

APN / Parcel Number

Primary APN	`008-303-005-000`
Alternative APN	`008-303-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,426 sqft
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-303-005
Street Address	1986 PEBBLE BEACH DR
City	MERCED
State	CA
Zip	95340-0722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SILVERADO #1 LOT 81
Legal Subdivision	SILVERADO 01
Legal Lot Number	81
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3026
Census Tract	2602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 8, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jul 8, 2019	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021
Deed Sale	Jul 1, 2021
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	202129416
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000029416
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 1, 2021
Property Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722
Document Number	0000029416
Map Reference	VOL 39 PG 49-53
Instrument Date	May 28, 2021
Instrument	2021029416
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722

Mortgage

Document Number	0000029417
Date	Jul 1, 2021
Instrument	2021029417

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2049

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2019
Property Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722
Document Number	0000020093
Instrument Date	Jun 27, 2019
Instrument	20093
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 PEBBLE BEACH DR MERCED CA 953400722, MERCED, CA 95340-0722

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 8, 2019
Property Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722
Document Number	0000020094
Map Reference	VOL 39 PG 49-53
Instrument Date	Jun 27, 2019
Instrument	2019020094
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722

Mortgage

Document Number	0000020095
Date	Jul 8, 2019
Instrument	2019020095

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1986 PEBBLE BEACH DR, MERCED, CA 95340-0722
Document Number	0000038821
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1986 PEBBLE BEACH DR MERCED CA 953400722, MERCED, CA 95340-0722

Mortgage

Document Number	0000038821
Date	Nov 15, 2017
Instrument	38821

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,494 (+2%) Land $72,505 Building $250,989
2025	$3,633.00 (+5.49%) Homeowner's exemption	$317,152 (+4.04%) Land $71,084 Building $246,068
2024	$3,444.00 (+1.56%)
2023	$3,391.00 (+1.68%) Homeowner's exemption	$304,839 Land $68,325 Building $236,514
2022	$3,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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