1986 Owendale Dr, Dayton, OH 45439 Property Records

Montgomery County property record for 1986 Owendale Dr, Dayton, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (May 2010)
Tax Bill	$2,546 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47 21203 0059`

Property Details

APN / Parcel Number

Primary APN	`K47 21203 0059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,276 sqft
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	445 sqft
Patio Area	143 sqft
Canopy	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1986 OWENDALE DR
City	DAYTON
State	OH
Zip	45439-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1433 H C HUBER 23 SEC 1
Legal Subdivision	HUBER 23 SEC 1
Legal Lot Number	59
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4000
Census Tract	20400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1986 OWENDALE DR, DAYTON, OH 45439-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2010 · Amount on Record
Deed Sale	May 6, 2010 · Amount on Record
Prior Sale	Jan 27, 2006
Deed Document Number	10-026143
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1986 OWENDALE DR, DAYTON, OH 45439-2658
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063816
Date	Aug 25, 2021
Instrument	2021-00063816

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1986 OWENDALE DR, DAYTON, OH 45439-2658
Document Number	0000062970
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 OWENDALE DR DAYTON OH 454392658, DAYTON, OH 45439-2658

Mortgage

Document Number	0000062970
Date	Oct 20, 2020
Instrument	62970

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,240 (-) Land $7,820 Building $37,420
2024	$2,546.00 (+0.2%)
2023	$2,541.00 (+27.11%)	$45,240 (+48.96%) Land $7,820 Building $37,420	$129,270 (+49%) Land $22,350 Building $106,920
2022	$1,999.00	$30,370 Land $5,250 Building $25,120
2020			$86,760 Land $15,000 Building $71,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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