1986 Lyons Creek Ct, Cool, CA 95614 Property Records

El Dorado County property record for 1986 Lyons Creek Ct, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,705 sqft · built 1989
Lot Size	3.33 acres (145,055 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2025)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073-572-003-000`

Property Details

APN / Parcel Number

Primary APN	`073-572-003-000`
Alternative APNs	`07357203100` `0735720310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,705 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	145,055 sqft (3.33 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,705 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1986 LYONS CREEK CT
City	COOL
State	CA
Zip	95614-2552
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1A
Legal Description	PM 34/52/E
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4001
Census Tract	30601

Owner

Source: El Dorado County assessment roll, as of August 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE COMPANY
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2023	Intrafamily Transfer, Transfer
Jun 26, 2019	Grant Deed, Transfer · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 23, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	202510399
Prior Transfer Date	Jul 19, 2023
Prior Transfer Doc	0000020749
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Apr 8, 2026
Property Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Document Number	0000011488
Instrument Date	Apr 1, 2026
Instrument	202611488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1986 LYONS CREEK CT, COOL, CA 95614-2552

Mortgage

Document Number	0000011488,
Date	Apr 8, 2026
Instrument	202611488

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007380
Date	Mar 15, 2024
Instrument	2024-0007380

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 26, 2023
Property Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Document Number	0000020749
Map Reference	MB 34 PG 52
Instrument Date	Jul 19, 2023
Instrument	2023-0020749
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Investor	Possibly a Property Investor

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 26, 2019
Property Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Document Number	0000024790
Map Reference	MB 34 PG 52
Instrument Date	Jun 10, 2019
Instrument	2019-0024790
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024792
Date	Jun 26, 2019
Instrument	2019-0024792

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 23, 2017
Property Address	1986 LYONS CREEK CT, COOL, CA 95614-2552
Document Number	0000011633
Instrument Date	Mar 17, 2017
Instrument	11633
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	11250 BETLEN DR DUBLIN CA 945682709, DUBLIN, CA 94568-2709

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,372.00 (+6%)	$490,822 (+4.04%) Land $139,437 Building $351,385
2024	$5,068.00 (+1.64%)
2023	$4,986.00 (-1.15%)	$471,765 Land $134,023 Building $337,742
2022	$5,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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