1986 Ladera Dr, Lincoln, CA 95648 Property Records

Placer County property record for 1986 Ladera Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,012 sqft · built 2004
Lot Size	0.353 acres (15,362 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (Sep 2014)
Tax Bill	$11,324 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`337-160-006-000`

Property Details

APN / Parcel Number

Primary APN	`337-160-006-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	15,362 sqft (0.353 acres)
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1986 LADERA DR
City	LINCOLN
State	CA
Zip	95648-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 VERDERA VILLAGE 20, MOR Z-41
Legal Subdivision	VERDERA VILLAGE 20
Legal Lot Number	15
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2003
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1986 LADERA DR, LINCOLN, CA 95648-7930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Dec 31, 2020	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	201467020
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000155455
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1986 LADERA DR, LINCOLN, CA 95648-7930
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 LADERA DR, LINCOLN, CA 95648-7930

Mortgage

Document Number	0000078791
Date	Jun 16, 2021
Instrument	2021-0078791

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	PLACER CA
Recording Date	Dec 31, 2020
Property Address	1986 LADERA DR, LINCOLN, CA 95648-7930
Document Number	0000155455
Instrument Date	Dec 29, 2020
Instrument	155455
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1986 LADERA DR LINCOLN CA 956487930, LINCOLN, CA 95648-7930

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$968,438 (+2%) Land $306,466 Building $661,972
2025	$11,324.00 (-2.51%) Homeowner's exemption	$949,450 (+4.04%) Land $300,457 Building $648,993
2023	$11,615.00 (+1.4%) Homeowner's exemption	$912,584 Land $288,791 Building $623,793
2022	$11,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Corridor Wireless, DigitalPath, Verizon, Zeta Broadband.

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