Pinellas County property record for 1986 Downing Pl, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,677 sqft · built 1984 |
| Lot Size | 0.805 acres (35,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $606,000 (Oct 2021) |
| Tax Bill | $7,882 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-6905-3 |
| Primary APN | C62-000-741-6905-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,677 sqft Living Area |
| Gross Area | 3,973 sqft |
| 1st Floor Area | 1,864 sqft |
| Upper Floors Area | 813 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 35,075 sqft (0.805 acres) |
| Lot Dimensions | 133 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 672 sqft |
| Deck Area | 350 sqft |
| Patio Area | 350 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R128087 |
|---|---|
| Street Address | 1986 DOWNING PL |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BARRINGTON OAKS WEST BLK 1, LOT 19 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | BARRINGTON OAKS WEST |
| Legal Tract | 2857 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 27208 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Apr 6, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION MORTGAGE CORP |
| Oct 5, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Apr 13, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Deed Document Number | 2021325050 |
| Deed Book / Page | 21746 / 1714 |
| Prior Transfer Date | Apr 13, 2021 |
| Prior Transfer Doc | 0000121008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Document Number | 0214711196 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 21471/1196 |
| Instrument | 2021111172 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0214710910 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 21471/910 |
| Instrument | 2021110998 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Document Number | 0218940488 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 21894/488 |
| Instrument | 2022016785 |
| Name | FOUNDATION MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI BEACH, FL 33139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 5, 2021 |
| Property Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Document Number | 0217461714 |
| Book / Page | 21746 / 1714 |
| Map Reference | MB 85 PG 72&73 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021325050 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3302 MCMATH DR, PALM HARBOR, FL 34684-3435 |
| Name | Verified Name |
|---|---|
| Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
| Document Number | 0214832083 |
| Book / Page | 21483 / 2083 |
| Map Reference | MB 85 PG 72&73 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021121008 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1986 DOWNING PL, PALM HARBOR, FL 34683-5728 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,882.00 (+6.98%) Homeowner's exemption | $463,894 (+5.99%) | $830,575 (+30.26%) Land $181,529 Building $649,046 |
| 2023 | $7,368.00 (+2.78%) Homeowner's exemption | $437,689 (+3%) | $637,625 (+28.93%) Land $163,223 Building $474,402 |
| 2022 | $7,169.00 Homeowner's exemption | $424,941 | $494,557 Land $128,330 Building $366,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 3 (2012–2013) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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