1986 Cleopatra Dr, Middletown (Franklin), OH 45005 Property Records

Warren County property record for 1986 Cleopatra Dr, Middletown, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2023
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$514,900 (Dec 2023)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2023 Mortgage + 2 more
APN	`08-32-230-023-1`

Property Details

APN / Parcel Number

Primary APN	`08-32-230-023-1`
Alternative APNs	`08-32-230-023-0` `0832230023` `832230023` `5201533`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Lot Area	10,498 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	5201533
Street Address	1986 CLEOPATRA DR
City	FRANKLIN
State	OH
Zip	45005-5857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENAISSANCE II 12 LOT 113
Legal Subdivision	RENAISSANCE II 12
Legal Block	533
Legal Lot Number	113
Jurisdiction	WARREN OH
Township / Civil Division	TURTLECREEK
Census Block Group	1
Census Block	1002
Census Tract	31602

Owner

1986 Cleopatra Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Warren County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1986 CLEOPATRA DR, FRANKLIN, OH 45005-5857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jun 22, 2023	Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC
Dec 26, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
May 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Deed Document Number	202327318
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Aug 17, 2026
Property Address	1986 CLEOPATRA DR, FRANKLIN, OH 45005-5857
Document Number	0000023228
Instrument Date	Jul 27, 2026
Instrument	202623228
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 CLEOPATRA DR, FRANKLIN, OH 45005-5857

Mortgage

Document Number	0000023228,
Date	Aug 17, 2026
Instrument	202623228

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	1986 CLEOPATRA DR, MIDDLETOWN, OH 45005-5857
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012545
Date	Jun 22, 2023
Instrument	2023-012545

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Unknown
Amount	Amount on Record
Term	22 Months
Due	Mar 31, 2025

December 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Dec 26, 2023
Property Address	1986 CLEOPATRA DR, MIDDLETOWN, OH 45005-5857
Document Number	0000027318
Map Reference	DOC 2021-048871
Instrument Date	Dec 7, 2023
Instrument	2023-027318
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1986 CLEOPATRA DR, FRANKLIN, OH 45005-5857

Mortgage

Document Number	0000027319
Date	Dec 26, 2023
Instrument	2023-027319

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 30, 2023
Property Address	1986 CLEOPATRA DR, MIDDLETOWN, OH 45005-5857
Document Number	0000010468
Map Reference	MB 104 PG 50&51
Instrument Date	May 24, 2023
Instrument	2023-010468
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, COVINGTON, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1986 Cleopatra Dr was $6,049.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Turtlecreek Township
Municipality	Middletown City
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00	$150,530 Land $21,000 Building $129,530	$430,080 Land $60,000 Building $370,080
2023	$960.00 (+4,7%)	$21,000 (+4,587.5%) Land $21,000
2022	$20.00	$448 Land $448	$60,000 (+4,587.5%) Land $60,000
2021			$1,280 Land $1,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 1986 Cleopatra Dr.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1986 Cleopatra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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