1986 Cheshire Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 1986 Cheshire Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,385 sqft · built 1998
Lot Size	0.354 acres (15,437 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Aug 2018)
Tax Bill	$10,207 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-201-001`

Property Details

APN / Parcel Number

Primary APN	`06-04-201-001`
Alternative APN	`06-04-201-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,385 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,437 sqft (0.354 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1986 CHESHIRE DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	04
Legal Subdivision	BRIDLEWOOD FARMS 01
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1057
Census Tract	804312

Owner

1986 Cheshire Dr is owned and occupied by an individual who bought it in August 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1986 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Aug 2, 2018	Warranty Deed, Transfer · Conventional with PMI KEY MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	201819104
Prior Transfer Date	Jan 15, 1996
Prior Transfer Doc	0000000717
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1986 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4113
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003907381
Date	Feb 8, 2021
Instrument	2103907381

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Dec 1, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1986 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4113
Document Number	2006655286
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1986 CHESHIRE DR HOFFMAN ESTATES IL 601924113, HOFFMAN ESTATES, IL 60192-4113

Mortgage

Document Number	2006655286
Date	Mar 6, 2020
Instrument	6655286

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 2, 2018
Property Address	1986 CHESHIRE DR, HOFFMAN ESTATES, IL 60192-4113
Document Number	1821419104
Instrument Date	Jul 31, 2018
Instrument	21419104
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1986 CHESHIRE DR HOFFMAN ESTATES IL 601924113, HOFFMAN ESTATES, IL 60192-4113

Mortgage

Document Number	1821419105
Date	Aug 2, 2018
Instrument	21419105

Lender

Name	KEY MTG SVCS
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 Land $11,578 Building $48,422	$600,000 Land $115,780 Building $484,220
2023	$10,207.00 (+3.13%)
2022	$9,897.00 Homeowner's exemption	$43,233 Land $10,034 Building $33,199	$432,330 Land $100,340 Building $331,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1986 Cheshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1986 Cheshire Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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